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Screenshots

  • Kulu Individual screenshot 1
  • Kulu Individual screenshot 2
  • Kulu Individual screenshot 3
  • Kulu Individual screenshot 4

About Kulu Individual

Kulu is a Fintech App that enables multiple innovative transactions and is designed for various segments such as individuals, agents, merchants, businesses, and many more. Kulu provides high security standards to all segments and prevents scams, fraud, anti-money laundering and complies to all AML & CFT standards. The Application targets Individuals FOR INDIVIDUALS The main transactions which can be performed by Individuals are: - Cash-In: Deposit money into your Kulu wallet at any Kulu Agent which you can locate through Kulu Agents’ map. - Money Transfers: Transfer money instantly to your loved ones. With Kulu, you can send money to any mobile phone number registered or not. - Merchant Payments: Buy goods and services with ease from the merchant of your choice. Scan any QR code and make payments to moto-taxis, grocery stores, gas stations, restaurants, small shops, pharmacies, etc. You can also pay your business partners, suppliers and online vendors in an instant click. - Utility bill payments: Pay your TV and electricity bills without moving. You can also buy airtime and recharge your prepaid line. Kulu also enables you to pay your school fees and taxes at your convenience. - Cash Out: Withdraw money more easily through a wide network of Kulu Agents. There are 2 main Profiles (Tariff Plans) for individuals: Trial: This profile is granted after self-onboarding and allows transactions limited to GNF 50,000 with a limited number of transactions over a certain period. Basic: This profile is obtained after providing legal documents. For now, Individuals need to submit the following legal documents to enjoy the Kulu App: National ID and Passport.

Ratings & reviews

4.7

6 ratings

5 ★ 83% 4 ★ 0% 3 ★ 17% 2 ★ 0% 1 ★ 0%

What’s new

Version 2.6.0 · Updated September 15, 2026

This release improves app stability, speeds up payment processing.

App privacy

The developer, Viditec, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Physical Address, Name, Phone Number
  • Identifiers: User ID

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Location: Precise Location
  • Contacts: Contacts
  • Diagnostics: Crash Data

Used for: App Functionality

Alternatives to Kulu Individual

Looking for apps like Kulu Individual? Here are 6 similar apps on the App Store. The highest rated is YMO Africa (5.0/5), and all 6 are free to download.

Kulu Individual vs. alternatives
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Kulu Individual 4.7 / 5 (6 ratings) Free September 15, 2026
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YMO Africa 5.0 / 5 (2) Free Jun 12, 2026 Compare
YMO - Transfert d'argent 4.8 / 5 (9) Free Sep 21, 2026 Compare
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MyNafa 4.2 / 5 (16) Free Sep 3, 2026 Compare

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