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About myEquifax

Get your Equifax credit report & credit score* updates at no cost with a free myEquifax™ account. It’s quick and easy to get started for free today and begin your credit journey. No credit card required to sign up. • Check your Equifax credit report for daily updates, anywhere you want. • Checking your credit doesn’t hurt your credit score. • Get daily one-bureau credit score updates and track your score progress over time. • Set a score goal and gain valuable insights on your credit journey. • Optimal Path™ — Opt in to use a free AI-powered tool that analyzes your credit profile and provides a personalized action plan with simple steps you can take to improve your credit over time. Upgrade to a paid plan to add Credit Monitoring and Identity Protection Features: Equifax Complete™ Premier — Get annual access to your report & credit score from Equifax, Transunion, and Experian*, along with credit monitoring and identity theft protection features including: • Dark WebScan: Receive alerts if we find your Social Security, credit card, debit card, banking, medical ID, and passport numbers on suspected fraudulent websites on the dark web** • Identity theft protection services: Get support from our dedicated ID specialists to help you recover from identity theft • Credit monitoring alerts: Receive notifications of key changes to your Equifax credit report through our monitoring alerts Equifax Complete™ Family Plan — Get all Equifax Complete Premier features plus help look after your family by adding a second adult plus lock and monitor the Equifax credit file for up to 4 children. WHAT YOU NEED TO KNOW *The credit scores provided are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness. **WebScan searches for your Social Security number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10 medical ID numbers. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded. Copyright 2026 Equifax Consumer Services LLC. All rights reserved. Equifax and the Equifax marks used herein are trademarks of Equifax Inc. Other product and company names mentioned herein are the property of their respective owners.

Ratings & reviews

4.8

47.1K ratings

5 ★ 91% 4 ★ 5% 3 ★ 1% 2 ★ 0% 1 ★ 2%

What’s new

Version 1.12.0 · Updated August 31, 2026

This update includes bug fixes and performance improvements.

App privacy

The developer, Equifax, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name, Physical Address, Phone Number
  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction
  • Location: Coarse Location
  • Other Data: Other Data Types
  • Purchases: Purchase History
  • Financial Info: Payment Info, Credit Info, Other Financial Info

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Contact Info: Phone Number, Email Address
  • Identifiers: Device ID
  • Diagnostics: Performance Data, Crash Data, Other Diagnostic Data

Used for: Developer’s Advertising or Marketing, Analytics, App Functionality

Alternatives to myEquifax

Looking for apps like myEquifax? Here are 6 similar apps on the App Store. The highest rated is Kovo - Fast Credit Builder (4.9/5), and all 6 are free to download.

myEquifax vs. alternatives
App Rating Price Last updated Compare
myEquifax 4.8 / 5 (47,187 ratings) Free August 31, 2026
TransUnion® 4.6 / 5 (38,783) Free Sep 10, 2026 Compare
myFICO - Credit Score Tracking 4.8 / 5 (50,800) Free Aug 28, 2026 Compare
Experian® 4.8 / 5 (2,709,788) Free Sep 21, 2026 Compare
Kovo - Fast Credit Builder 4.9 / 5 (12,160) Free Sep 24, 2026 Compare
Build Credit & Money: Dovly AI 4.8 / 5 (83,301) Free Sep 22, 2026 Compare
Capital One CreditWise 4.8 / 5 (309,521) Free Sep 22, 2026 Compare

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