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  • Ryt Bank: AI-Powered Bank screenshot 1
  • Ryt Bank: AI-Powered Bank screenshot 2
  • Ryt Bank: AI-Powered Bank screenshot 3
  • Ryt Bank: AI-Powered Bank screenshot 4

About Ryt Bank: AI-Powered Bank

Meet Ryt Bank. The World’s First AI-Powered Bank. Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited.​ Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor. Why Ryt Bank?​ • Sign up - As fast as 2 minutes. • Get paid daily up to 4% p.a. No lock-in.​ • Ryt Card - Switch your payment mode between debit and pay later anytime. • Ryt Credit - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply. • Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds. • Ryt Groups - Split receipts, collect payments and settle shared expenses instantly. • Ryt Invest - Supercharge your savings and grow your wealth from just RM1. • Ryt Insights - Get real time spending notifications and smart categorisation. • Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers. • Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously. • Supports English, Bahasa Melayu, and Mandarin. This is just the beginning. Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always. Terms and Conditions: https://www.rytbank.my/general-terms-and-conditions Associated Fees: https://www.rytbank.my/fees-and-limits Company Information: Level 37, Menara Southpoint, Mid Valley City Lingkaran Syed Putra Kuala Lumpur Wilayah Persekutuan Customer Support:  In-App Live Chat (available 24/7) Website: https://www.rytbank.my Business Hours: 8.00AM - 8.00PM (daily) Download Ryt Bank today.

Ratings & reviews

4.6

10 ratings

5 ★ 90% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 10%

What’s new

Version 1.45.0 · Updated September 24, 2026

• Ryt Groups: Split receipts, collect payments and settle shared expenses instantly. • Ryt Credit: Get up to RM100,000 credit, in minutes.

App privacy

The developer, YTL Digital Bank Berhad, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction
  • Identifiers: User ID, Device ID

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data, Performance Data

Used for: App Functionality

Alternatives to Ryt Bank: AI-Powered Bank

Looking for apps like Ryt Bank: AI-Powered Bank? Here are 6 similar apps on the App Store. The highest rated is Superbank: Savings & Loans (4.6/5), and all 6 are free to download.

Ryt Bank: AI-Powered Bank vs. alternatives
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Ryt Bank: AI-Powered Bank 4.6 / 5 (10 ratings) Free September 24, 2026
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Krak: Money App & Card 4.6 / 5 (662) Free Sep 24, 2026