Saraswat Bank GOMO NxT

Welcome to the Enhanced Saraswat Bank Mobile Banking App Enjoy secure, smart, and seamless banking—anytime, anywhere—with the all-new Saraswat Bank Mobile App. Secure & Instant Access Log in effortlessly using biometric authentication or a 4-digit PIN. Your security is our top priority. Quick & Easy Fund Transfers Transfer funds instantly within Saraswat Bank or to other banks via IMPS, NEFT, and more. Block debit services instantly to prevent fraud. All-in-One Dashboard Track account balances, deposits, credit card dues, and utility bills—all in one place. Open Deposits Start Fixed or Recurring Deposits with just a few taps. Complete Card Management Apply for debit or credit cards, manage limits, pay bills, and block or hotlist lost/stolen cards—right from your mobile. Bill Payments & Recharges Pay for electricity, gas, DTH, and mobile services instantly. Set up auto-payments for recurring bills. Advanced Security Features Device registration: Access allowed only from your trusted device SIM verification: Works only with your registered mobile number Real-time security (RASP): Prevents screen mirroring, remote access, and data leaks Getting Started is Easy Ensure your registered SIM is in your device, SMS services are active, and you have your debit card or net banking credentials for one-time setup. Smart Banking Tools One-Touch Share: Instantly share payment receipts Favourites: Save frequent transactions for quick access More Services at Your Fingertips Download interest certificates, apply for loans or credit cards, and buy insurance—all within the app. GOMO NxT Mobile Banking Features Fund Transfers 24x7 instant fund transfers via IMPS Transfer within your own accounts, within Saraswat Bank, or to other banks Transfer using mobile number, account number, RTGS/NEFT/IMPS Schedule NEFT transfers for a future date and time Account Management Check balances, view recent transactions, and download statements Search and manage saved beneficiaries Add or delete payees easily Deposits & Loans Create and manage Term/Recurring Deposits Premature closure of deposits View interest rates View loan account details and download statements Open Overdraft (OD) account online Debit Card Services Generate digital debit card Block/unblock card Reset PIN Use cardless cash withdrawal Value-Added Services Search IFSC codes Locate Saraswat Bank branches or ATMs Request chequebooks Check cheque status or stop payment Receive statements via email Update your email ID One-Click Financial Services Apply for ASBA (Applications Supported by Blocked Amount) for IPOs Invest in mutual funds Buy insurance policies instantly Complete KYC/Re-KYC online in just a few steps