Kaldhara iSmart

Kaldhara iSmart is official mobile app for Kaldhara Multipurpose Co-operative Ltd. which offers various banking services. Kaldhara iSmart App is accessible only to co-operative customers to avail the benefits of the app. Kaldhara iSmart App is your go-to mobile banking app that brings the power of instant banking and payment services right to your fingertips. Major offerings of Kaldhara iSmart App: - Banking (Account Information, Balance Inquiry, Mini/Full Account Statements, Cheque Request/Stop) - Send Money (Fund Transfer, Bank Transfer and Wallet Load) - Receive Money (via Internet Banking, Mobile Banking and Connect IPS) - Instant Payments (Topup, Utility and Bill Payments) - Scan QR code for easy payments - Bus and Flight Bookings