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Screenshots

  • Kotak Bank (New) screenshot 1
  • Kotak Bank (New) screenshot 2
  • Kotak Bank (New) screenshot 3
  • Kotak Bank (New) screenshot 4

About Kotak Bank (New)

Elevated banking experience awaits! Welcome to the new Kotak Bank App—designed for simplicity, speed, and smarter finance management. Enjoy a cleaner, sleeker design with instant access to all your essential features. Everything, Right Where You Need It: • Your mobile banking, now intuitive and effortless Manage accounts, deposits, loans, credit cards, and investments—all in one place with in-built navigation and quick actions for transfers, bill payments, and UPI. • Smarter Investments Explore top-performing Mutual Funds, Stocks, IPOs, NPS, APY, and switch on ActivMoney for better returns. Track your portfolio health insights instantly. • Advanced Card Controls Manage Kotak credit cards, debit cards effortlessly: set limits, generate PINs, lock/unlock, track rewards, and get in-app reminders for timely bill payments. • Fast Fund Transfers Pay your way—via UPI, QR, or mobile number. Need it done fast? Use Fast Mode for instant money transfers. For larger amounts, transfer safely via NEFT, IMPS, RTGS, or UPI. • Loan flexibility Enjoy complete loan control. Discover personalised pre-approved loans tailored for you, track every detail—check balance, amount, interest, prepay or pause EMIs in just a few taps. • Unlock Personalised Offers Avail exclusive offers on credit cards, loans, and investments—designed for you and woven seamlessly into your online banking experience. • Enhanced Security Stay protected with multi-layer encryption, biometric login, and in-app OTPs for secure access to Kotak Net Banking and transactions. • 24x7 Support Need assistance? Raise disputes and get help instantly—right from the app. Who Can Use This App? Kotak Mahindra Bank customers with Savings, Current, NRE/NRO accounts, credit cards, loans, or investments. Not a Kotak customer yet? Open a bank account in minutes with video KYC. Getting Started Download the Kotak Bank App, sign up securely with your registered mobile number, and unlock smarter digital banking. Join 8M+ users who trust Kotak Mahindra Bank for secure, seamless, and personalised banking. Experience the future of finance—bank, invest, and pay securely with Kotak mobile banking app. For support, call: 1800 4100 Disclosure: By downloading the Kotak Bank App, you consent to the Terms & Conditions and Privacy Policy of Kotak Mahindra Bank. For details, visit: https://www.kotak.bank.in/en/terms-conditions.html

Ratings & reviews

4.8

973 ratings

5 ★ 91% 4 ★ 3% 3 ★ 1% 2 ★ 1% 1 ★ 4%

What’s new

Version 1.64 · Updated November 3, 2026

* Enjoy a new and improved experience for credit card bills, electricity bills and mobile recharges.  * Existing merchants can now purchase multiple POS devices and Soundboxes from the app. * Get full visibility of interest recalculation and final payout when closing Fixed Deposit. * A better experience awaits! We have resolved bugs and made improvements to keep your banking smooth and hassle free

App privacy

The developer, Kotak Mahindra Bank Ltd., reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction, Advertising Data
  • Location: Precise Location, Coarse Location

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data, Other Diagnostic Data
  • Contacts: Contacts
  • User Content: Photos or Videos

Used for: Analytics, App Functionality

Alternatives to Kotak Bank (New)

Looking for apps like Kotak Bank (New)? Here are 6 similar apps on the App Store. The highest rated is HDFC Bank App: Banking & Cards (4.8/5), and all 6 are free to download.

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