Real Easy: Mortgage Calculator

Real Easy shows you what a home will really cost, in one clear number and every detail behind it. Enter a price, down payment, rate and term, and Real Easy instantly breaks your monthly payment into principal and interest, property tax, home insurance, HOA and PMI. Whether you're buying your first home or comparing your next one, you'll know exactly where every dollar goes. KNOW YOUR REAL MONTHLY PAYMENT - See principal, interest, taxes, insurance, HOA and PMI in one breakdown - Enter taxes and fees as a dollar amount or a percentage - See payments across nearby prices and rates at a glance SEE THE FULL COST - Total cost over the life of the loan, including taxes and fees - A chart of your balance, principal and interest paid over time EVERY PAYMENT, YEAR BY YEAR - Full amortization schedule, monthly or annual - Jump to today to see how much you've paid off PAY IT OFF SOONER - Add an extra amount every month or a one-time payment - See the interest you'll save and your new payoff date SAVE AND COMPARE HOMES - Save every home you're considering and switch between them in one tap - Compare two homes side by side: monthly payment, total interest, down payment and time to payoff SHARE A BREAKDOWN - Send a breakdown to a partner, agent or lender with a link that opens right in Real Easy Real Easy works offline, needs no account, and supports light and dark mode. Results are estimates for planning purposes. Your actual payment depends on your lender, loan terms and local taxes.