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Screenshots

  • OttoRewards screenshot 1
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  • OttoRewards screenshot 3
  • OttoRewards screenshot 4

About OttoRewards

Automatically pay credit card charges so you can build rewards, not debt. APP FEATURES: - Connect your Bank Account & Credit Card - Pay credit card charges on an Automatic or a Non-Automatic basis. Automatic Payment: - App Pays charges you've made over a 15 day window automatically Non-Automatic Payment: - App Pays charges made over a 15 day window with your permission, fast & easy with a single tap via a push notification CREDIT SCORE TRACKING - Track your credit score so you can keep or build a good score! PRICING (monthly renewing subscription) How many cards do you want to track? Personal Tier: 1 card: $6.49/mo with 1 Week FREE TRIAL (renewing subscription) 2 cards: $10.49/mo (renewing subscription) 3 cards: $14.49/mo (renewing subscription) 4 cards: $18.49/mo (renewing subscription) 5 cards: $22.49/mo (renewing subscription) Business Tier: 10 cards: $43.49/mo (renewing subscription) 15 cards: $62.49/mo (renewing subscription) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ OttoRewards bridges the gap between your bank and your credit card so you can pay automatically so you can keep the rewards and not the debt. **Only available in the United States**

Ratings & reviews

5.0

8 ratings

5 ★ 100% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 0%

What’s new

Version 1.9 · Updated April 17, 2026

bugfix

App privacy

The developer, Specs And Lead,LLC, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Product Interaction, Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Physical Address, Email Address, Name, Phone Number, Other User Contact Info

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction, Advertising Data

Used for: Analytics

Alternatives to OttoRewards

Looking for apps like OttoRewards? Here are 6 similar apps on the App Store. The highest rated is DebtUnlocked - Payoff Planner (5.0/5), and all 6 are free to download.

OttoRewards vs. alternatives
App Rating Price Last updated Compare
OttoRewards 5.0 / 5 (8 ratings) Free April 17, 2026
Kickback: Get Your Money Back 4.8 / 5 (19) Free Oct 2, 2026 Compare
DebtUnlocked - Payoff Planner 5.0 / 5 (2) Free Sep 29, 2026 Compare
Bundul: Control your bills. 5.0 / 5 (3) Free Oct 22, 2026 Compare
Pennie AI: Budget+Track Money 5.0 / 5 (7) Free Apr 7, 2026 Compare
Bon Credit: Money & Budget AI 4.4 / 5 (16) Free Oct 17, 2026 Compare
Lumi Money: Spend Better Today 5.0 / 5 (1) Free Jun 25, 2026 Compare

Compare OttoRewards with the top alternatives: ratings, updates, ASO score and keyword gaps →