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About Phundit

Build your emergency fund, invest with guidance, and stay financially healthy — all in one app. Life happens. Phundit helps you build an emergency fund so surprises don’t turn into debt. Set a target, deposit consistently, and track your progress as you build real financial stability. With Phundit, you can: ● Build an Emergency Fund that protects you — set a target and track progress. ● Save consistently, your way — automated or flexible deposits that fit your income. ● Earn interest while you build your emergency fund — your Emergency Fund is invested in a money market mutual fund, so your money works while you save. ● Choose the right investment style for each goal — access different fund options for different goals. ● Get guidance when you’re unsure — Zoe helps you make smarter money decisions. ● Stay motivated — streaks, milestones, and rewards for consistency. Join thousands using Phundit to build emergency funds, earn interest, and stay financially consistent. Phundit is designed with security in mind. Your funds are managed through SEC-licensed and BoG-regulated partners, and your activity is protected with modern security standards, so you can focus on building your financial future. Your Emergency Fund is invested in a money market mutual fund, with other fund options available for different goals. Returns can vary, but we’re built to help you save consistently, stay informed, and stay in control. Start your Emergency Fund today

Ratings & reviews

3.9

9 ratings

5 ★ 33% 4 ★ 33% 3 ★ 22% 2 ★ 11% 1 ★ 0%

What’s new

Version 1.0.45 · Updated October 3, 2026

- Removed Ghana Card images and Bank details from KYC flow - Bug fixes and improvements

App privacy

The developer, Phundit, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Other User Contact Info, Name, Physical Address, Phone Number
  • User Content: Customer Support, Photos or Videos
  • Identifiers: User ID, Device ID
  • Diagnostics: Performance Data, Crash Data, Other Diagnostic Data
  • Financial Info: Other Financial Info, Payment Info
  • Usage Data: Product Interaction
  • Sensitive Info: Sensitive Info

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Alternatives to Phundit

Looking for apps like Phundit? Here are 6 similar apps on the App Store. The highest rated is InvestCorp Mobile App (5.0/5), and all 6 are free to download.

Phundit vs. alternatives
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