SIP & EMI Calculator

SIP Calculator shows you what your monthly investment can become, and how to get there. BUILT AROUND YOU Answer a few quick questions: your age, when you want to retire, your take-home pay, how much you can invest and what you're saving for. You get a personal plan in seconds, showing what you could have at retirement and for each goal along the way. FUTURE YOU • Drag across the growth chart to see your money in any year • Find the year the market starts earning more than you put in • See what waiting 5 years would cost you • SIP, lumpsum and goal modes • Yearly step-up to grow your SIP with your salary • Decimal rates like 11.5% are calculated exactly • Amounts in lakh and crore REAL MARKET HISTORY Most calculators assume a smooth 12% every year. Markets don't work like that. Replay a monthly SIP through real Nifty 50 history, including the 2008 crash, and compare staying invested with selling in a panic. See the worst and best result of every 15-year SIP since 2000. ASK IN PLAIN WORDS Type a question like "I'm 28 and want ₹1 crore by 40" and get the monthly amount you need, with a short explanation. On supported iPhones it runs privately on your device using Apple Intelligence. SHARE YOUR PLAN Turn your plan into a clean image for WhatsApp or Instagram stories. MONTHLY REMINDERS Get a reminder on your SIP day so you never miss one. HIRE A DEVELOPER Want your own app built? Tell us what you need. Projects start at $1,000. Projections are illustrations based on the rate you choose. Past market performance is not a guarantee of future returns. This app does not provide investment advice.