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  • Neu Money: Build Your Credit screenshot 1
  • Neu Money: Build Your Credit screenshot 2
  • Neu Money: Build Your Credit screenshot 3
  • Neu Money: Build Your Credit screenshot 4

About Neu Money: Build Your Credit

Neu is a credit builder card for students, immigrants, and anyone new to U.S. credit. No Social Security Number required.* Apply in 5 minutes and get a quick decision. Pick 0% APR forever or no annual fee. *If you have an SSN you must provide it. Choose between No Interest (EVER) or No Annual Fee (ALWAYS). No tricks, no confusion. Simple, transparent, and built around you. CHOOSE THE NEU CARD THAT BUILDS CREDIT YOUR WAY: 0% APR NEU 1 VISA CARD: * 0% APR. No interest, ever * $7 a month. One simple monthly fee, and that is it NO ANNUAL FEE NEU 2 VISA CARD: * No annual fee, always * 26.99 to 29.99% APR BENEFITS THAT COME WITH BOTH CARDS: * $350 and up credit limit * Earn unlimited 3% cash back on airfare.. * Apply in under 5 minutes, get a quick decision * Simple application for those building credit * Add to Wallet and pay with the tap of your phone * Account freeze capability * A credit line that can increase over time * Get $25 for every friend you refer who is approved for Neu Card, up to 25 friends * Real human customer service WHO THE NEU CARD IS FOR: * International students building credit for the first time * Immigrants and visa holders, including those with no Social Security Number * F-1, J-1, and H-1B visa holders * First-time cardholders and recent graduates * Anyone new to the U.S. financial system Neu is a credit card for international students, new immigrants, and anyone looking for a credit card with no Social Security Number required. YOUR SCORE STARTS HERE. Each on-time payment you make helps build your credit history over time. Issuer Disclosure:
*Annual percentage rate **Neu Card issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. See all rates and fees: https://neumoney.app/terms-and-conditions/ What's New Earn $25 for every friend you refer who gets approved, up to 25 friends. Updated card benefits.

Ratings & reviews

4.8

1.3K ratings

5 ★ 90% 4 ★ 5% 3 ★ 2% 2 ★ 1% 1 ★ 2%

What’s new

Version 1.1.62 · Updated September 19, 2026

UX enhancements and security improvements.

App privacy

The developer, Neu Money Inc., reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name, Phone Number
  • Identifiers: User ID

Used for: Developer’s Advertising or Marketing, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID
  • Usage Data: Advertising Data
  • Financial Info: Credit Info, Other Financial Info
  • Contact Info: Physical Address
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Alternatives to Neu Money: Build Your Credit

Looking for apps like Neu Money: Build Your Credit? Here are 6 similar apps on the App Store. The highest rated is X1 Card (4.9/5), and all 6 are free to download.

Neu Money: Build Your Credit vs. alternatives
App Rating Price Last updated
Neu Money: Build Your Credit 4.8 / 5 (1,371 ratings) Free September 19, 2026
Firstcard: Cash Advance+Credit 4.4 / 5 (387) Free Sep 12, 2026
Arro: Build & Grow Credit 4.6 / 5 (1,709) Free Sep 21, 2026
TomoCredit 3.5 / 5 (574) Free Jun 22, 2026
X1 Card 4.9 / 5 (12,115) Free Apr 15, 2026
NinjaCard® – Banking & Credit 4.3 / 5 (528) Free Aug 31, 2026
Seen Mobile - Build Credit 4.8 / 5 (31,306) Free Sep 22, 2026