CreditU
American Consumer Credit Counseling, Inc Finance iPhoneiPadiPod touch
CreditU is a free Finance app for iPhone and iPad by American Consumer Credit Counseling, Inc. Rated 4.9/5 from 993 ratings. Requires iOS 16.0.
- Rating
- 4.9
- 993 ratings
- Price
- Free
- on the App Store
- Size
- 255 MB
- Age 17+
- Updated
- Oct 1
- 2026 · v1.0.23
Screenshots
About CreditU
Join thousands of satisfied users who have already transformed their financial future and lifted the burden of debt with CreditU, brought to you by American Consumer Credit Counseling, Inc. (ACCC). Many struggled with understanding their financial situation and finding the right tools to stay on track. CreditU is now their trusted partner in navigating personal finance. This user-friendly app helps you efficiently manage your credit, reduce debt, and optimize your budget anytime, anywhere. How It Works Advanced Debt Analysis and Budgeting: Our state-of-the-art algorithms evaluate your debts and generate personalized, efficient budget plans tailored just for you. Integration with Debt Management Plan (DMP): Whether you’re a current participant or considering our proven DMP, CreditU offers tools to manage your plan effortlessly. Track payments, adjust budgets, and receive real-time updates directly on your mobile device. Continuous Progress Monitoring: Watch your credit score improve and track your debt reduction progress. Celebrate each milestone with insightful updates. Robust Security Measures: Your privacy and data security are our top priorities, with advanced encryption and strict privacy protocols in place. The Value CreditU is designed to simplify your financial life and help you achieve a more secure and prosperous future. Our app provides the tools and resources needed to take control of your finances, all in one place. Start your journey toward a more secure and prosperous financial future with just a click! Download CreditU now and transform your financial life. Why Choose CreditU? - Advanced Debt Analysis and Budgeting: Leverage our state-of-the-art algorithms to evaluate your debts and generate personalized, efficient budget plans specifically designed for you. - Seamless Integration with Our Debt Management Plan (DMP): CreditU offers versatile tools that cater to both current participants and those considering our proven DMP. For those already enrolled, CreditU enables effortless management of your plan. Easily track your payments, adjust your budgets, and receive real-time updates directly through your mobile device. If you are not yet part of our DMP, CreditU provides essential insights and resources to help you understand and effectively manage your finances. - Continuous Progress Monitoring: Watch your credit score improve and track your debt reduction progress. Celebrate each milestone and stay motivated with insightful updates. - Robust Security Measures: We prioritize your privacy and data security. Feel secure with our advanced encryption and strict privacy protocols. Be part of a community that’s transforming their financial lives. Download CreditU today and start your journey toward financial freedom. Our full terms of service may be viewed online at https://www.creditu.org/terms-of-service
Ratings & reviews
4.9
993 ratings
What’s new
Version 1.0.23 · Updated October 1, 2026
Enhancements and bug fixes to improve performance and provide a smoother overall app experience
App privacy
The developer, American Consumer Credit Counseling, Inc, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Credit Info, Other Financial Info
- Contact Info: Name, Physical Address, Email Address, Phone Number
- Contacts: Contacts
- Identifiers: User ID
Used for: Product Personalization, App Functionality
Alternatives to CreditU
Looking for apps like CreditU? Here are 6 similar apps on the App Store. The highest rated is Five Lakes (4.9/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| CreditU | 4.9 / 5 (993 ratings) | Free | October 1, 2026 | |
| Percapita | 4.7 / 5 (41) | Free | Oct 13, 2026 | Compare |
| Changed: Automate Debt Payoff | 4.6 / 5 (5,646) | Free | Oct 19, 2026 | Compare |
| Fruitful: Finances figured out | 3.9 / 5 (38) | Free | Oct 19, 2026 | Compare |
| Debt Payoff Planner & Tracker | 4.7 / 5 (7,385) | Free | Sep 26, 2026 | Compare |
| Five Lakes | 4.9 / 5 (4,895) | Free | Oct 20, 2026 | Compare |
| Relief: Get out of debt | 4.5 / 5 (5,491) | Free | Sep 8, 2026 | Compare |
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