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Screenshots

  • Debt Fix screenshot 1
  • Debt Fix screenshot 2
  • Debt Fix screenshot 3
  • Debt Fix screenshot 4

About Debt Fix

Debt Fix is the debt payoff planner that shows you exactly when you'll be debt-free. Pay off credit cards, student loans, auto loans, medical bills, and personal loans faster with the snowball method, the avalanche method, or either one tuned with your own extra payments. No account. No bank connection. Start in seconds. CHOOSE YOUR STRATEGY • Avalanche: pay the least interest by attacking your highest rates first • Snowball: build momentum by knocking out your smallest balances first • Side-by-side comparison shows the interest saved and the time difference at a glance STAY ON TRACK EVERY MONTH • A monthly checklist tells you exactly what to pay and where • Total balance, payoff date, and progress on one dashboard • Categories for credit card, student loan, auto, medical, personal, and mortgage debt • 0% APR promotional periods, so interest-free balances calculate correctly • Add a lump sum any month, or a recurring extra payment every month SEE YOUR PROGRESS • Charts that update the moment you log a payment • A full amortization schedule for every debt • Savings report shows interest saved and months cut from your payoff date • Export your payoff schedule to PDF or CSV ON YOUR HOME SCREEN • Home Screen and Lock Screen widgets keep your payoff date one glance away • Reminders so you never miss a due date • Built for iPhone and iPad, with full Dark Mode support YOUR DEBT DATA STAYS YOURS • Works fully offline. Your debt details live on your device. • iCloud sync keeps your iPhone and iPad in step through your own private iCloud account • No account or signup required to use the app • Your debts and balances are never sold or shared DEBT FIX PREMIUM Supported by ads. Premium unlocks unlimited debts, full PDF and CSV exports, every theme color, and an ad-free experience. One purchase, lifetime access. No subscriptions. Not ready to buy? You can still unlock a single export by watching a short video. Your money should work for you, not your lenders. Download Debt Fix and start your payoff plan today.

Ratings & reviews

4.0

11 ratings

5 ★ 73% 4 ★ 0% 3 ★ 0% 2 ★ 9% 1 ★ 18%

What’s new

Version 2.4.1 · Updated October 15, 2026

Improvements - DebtFix now works fully with VoiceOver, including charts, payments, and widgets. - The payoff celebration skips its confetti when Reduce Motion is on. - The tiles in Your Plan's Impact now line up at the same height.

App privacy

The developer, Christopher Donoso, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location: Coarse Location
  • Usage Data: Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Location: Coarse Location
  • Usage Data: Advertising Data
  • Financial Info: Other Financial Info
  • Identifiers: User ID

Used for: Third-Party Advertising, Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data

Used for: Analytics, App Functionality

Alternatives to Debt Fix

Looking for apps like Debt Fix? Here are 6 similar apps on the App Store. The highest rated is PaidOff: Debt Tracker (5.0/5), and all 6 are free to download.

Debt Fix vs. alternatives
App Rating Price Last updated Compare
Debt Fix 4.0 / 5 (11 ratings) Free October 15, 2026
Debts Break 4.1 / 5 (96) Free Apr 27, 2026 Compare
Debts Monitor 3.7 / 5 (51) Free Jun 10, 2026 Compare
Debt Payoff Planner - Monnelia 4.4 / 5 (11) Free Mar 21, 2026 Compare
Pay Off Debt: Debt Calculator 3.0 / 5 (7) Free Sep 8, 2026 Compare
PaidOff: Debt Tracker 5.0 / 5 (8) Free Oct 9, 2026 Compare
Debtor Debt Pay Off Calculator 4.8 / 5 (44) Free Mar 6, 2026 Compare

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