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Screenshots

  • Swirepay screenshot 1
  • Swirepay screenshot 2
  • Swirepay screenshot 3
  • Swirepay screenshot 4

About Swirepay

Swirepay allows you to send and receive money in real time and earn money via cash back without a need for a new card. Swirepay works with major leading banks and acquirers across the U.S. to help avoid the traditional 2-5 day float from ACH from Card transactions and receive money the same day. * SEND MONEY AND EARN * Link your bank account and send money to any vendor or employee along with a descriptive note for easy reconciliation. Use Swirepay to manage your monthly bills, payments and earn up to 1% cashback on all payments sent without a need for a card. * RECEIVE MONEY * Avoid those pesky interchange fees for both consumer and business payments while getting money in your bank account on the same day. * FAST * No more waiting 3-5 days for ACH to clear or 2 business days for card transactions to reach your bank account. Any money received can be sent to your account the same day for a small flat fee up to $10. * PAY IN STORES * Swirepay is supported on major POS devices such as Clover so you can simply scan, pay and go. * PAY ONLINE * Swirepay helps remove the need for manual checks and float from ACH by simplifying B2B payments for small businesses. Sign up today to send and receive B2B payments the same day while avoiding interchange fees and float. Swirepay works with major acquirers and banks in the US to facilitate transactions and is PCI Level 1 Certified, the most stringent level of certification available in the payments industry. Please contact [email protected] for any service related queries and [email protected] to learn more.

What’s new

Version 5.4.0 · Updated September 9, 2026

App enhancement and minor bug fixes

App privacy

The developer, Swirepay Inc., reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
  • Financial Info: Payment Info
  • Contact Info: Email Address, Name, Phone Number
  • User Content: Photos or Videos

Used for: Analytics, App Functionality

Alternatives to Swirepay

Looking for apps like Swirepay? Here are 6 similar apps on the App Store. The highest rated is Orokii app (5.0/5), and all 6 are free to download.

Swirepay vs. alternatives
App Rating Price Last updated
Swirepay 4.7 / 5 (3 ratings) Free September 9, 2026
deyaPay 3.0 / 5 (6) Free Jan 28, 2025
American eWallet 2.0 / 5 (4) Free Oct 4, 2023
Orokii app 5.0 / 5 (4) Free Dec 11, 2025
Edens360 1.0 / 5 (1) Free Mar 25, 2024
mobiquity Pay – Free Jan 27, 2026
Shaheen money 5.0 / 5 (1) Free Sep 5, 2026