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About h.way

h.way allows you to do MONEY YOUR WAY. Sign up with your passport or valid license; no SSN is needed if you don't have one. Keep your account WITHOUT having a minimum balance and without surcharges. Plus, your funds will be kept in an FDIC-insured institution. We understand our community's money culture and have created an experience around it. Our goal is to help our community spend wisely, save, and invest for progress. Our benefits include: -Mastercard® debit card, with ID Theft Protection, which helps protect against identity theft 24/7. -Early payday: cash your paycheck up to two days earlier -Apple Pay and Google Pay -Access to around 55,000 ATMs without surcharges -Send money to other h.way users instantly and without surcharges. -Freeze and unfreeze your account from the app. You can learn more about h.way by visiting our website, www.h-way.com, or downloading the h.way app. * For Terms and Conditions, visit www.h-way.com. ** YOUR FUNDS ARE INSURED UP TO $250,000 BY THE FDIC IN THE EVENT METROPOLITAN COMMERCIAL BANK FAILS IF SPECIFIC DEPOSIT INSURANCE REQUIREMENTS ARE MET, AND YOUR CARD IS REGISTERED, visit https://www.fdic.gov/deposit/deposits/prepaid.html *** The h.way prepaid Mastercard is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a lincese from Mastercard. "Metropolitan Commercial Bank" and "Metropiolitan" are registered trademarks of Metropolitan Commercial Bank ©2020-2022

Ratings & reviews

3.5

99 ratings

5 ★ 56% 4 ★ 6% 3 ★ 3% 2 ★ 1% 1 ★ 34%

What’s new

Version 3.7.18 · Updated April 15, 2024

As we transition to a new sponsor bank, we’ve updated our user experience. Features such as card requests, Apple Pay, Google Pay, and transfers from other banks will become unavailable. These changes are designed to minimize inconvenience for our current clients as we plan our onboarding to the new sponsor bank.

App privacy

The developer, numi apps, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Name, Phone Number

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID, User ID
  • Usage Data: Product Interaction
  • Financial Info: Payment Info
  • Location: Precise Location
  • Contact Info: Physical Address, Email Address
  • Contacts: Contacts

Used for: Analytics, App Functionality

Alternatives to h.way

Looking for apps like h.way? Here are 6 similar apps on the App Store. The highest rated is Greenwood - Mobile Banking (4.8/5), and all 6 are free to download.

h.way vs. alternatives
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h.way 3.5 / 5 (99 ratings) Free April 15, 2024
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GreenFi - Mobile Banking 4.7 / 5 (30,575) Free Oct 7, 2026 Compare
Greenwood - Mobile Banking 4.8 / 5 (7,471) Free Nov 7, 2025 Compare
Pana: Global Dollar Account 4.8 / 5 (1,328) Free Oct 11, 2026 Compare

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