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  • Maly UAE: Smart Money Account screenshot 1
  • Maly UAE: Smart Money Account screenshot 2
  • Maly UAE: Smart Money Account screenshot 3
  • Maly UAE: Smart Money Account screenshot 4

About Maly UAE: Smart Money Account

Your everyday account, with a lot more built in. Maly helps you spend, transfer and stay in control of your everyday money, all from one seamless experience. Your account is issued by Ruya Community Islamic Bank LLC, licensed by the Central Bank of the UAE. What you can do with Maly: **Open your account in minutes with UAE Pass** **Send and receive local transfers instantly** **Save together with family and friends using Circle** ** Unlock exclusive benefits soon with Maly+** CIRCLE Reach your savings goals together. Create private, invite-only savings circles with family and friends, contribute regularly, and take turns receiving payouts. The tradition of the Jamʼiya, reimagined. Your account is issued by Ruya Community Islamic Bank LLC, licensed by the Central Bank of the UAE. Maly is a technology platform, not a bank. Your funds are always held by the licensed bank. Download Maly today and experience a better way to spend, save and share.

Ratings & reviews

4.1

9 ratings

5 ★ 78% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 22%

What’s new

Version 5.0.4 · Updated September 28, 2026

Improved onboarding journey for seamless experience

App privacy

The developer, Maly Tech Ltd, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID
  • Contact Info: Name, Phone Number
  • Financial Info: Payment Info

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address

Used for: Developer’s Advertising or Marketing, Product Personalization

Alternatives to Maly UAE: Smart Money Account

Looking for apps like Maly UAE: Smart Money Account? Here are 6 similar apps on the App Store. The highest rated is ruya bank (4.5/5), and all 6 are free to download.

Maly UAE: Smart Money Account vs. alternatives
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Maly UAE: Smart Money Account 4.1 / 5 (9 ratings) Free September 28, 2026
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