Ratio Money - Finance Tracker
Oluwatobi Omotayo Finance iPhoneiPadiPod touch
Ratio Money - Finance Tracker is a free Finance app for iPhone and iPad by Oluwatobi Omotayo. Rated 4.7/5 from 3 ratings. Requires iOS 18.0.
- Rating
- 4.7
- 3 ratings
- Price
- Free
- on the App Store
- Size
- 18 MB
- Age 4+
- Updated
- Aug 11
- 2026 · v1.5.0
Screenshots
About Ratio Money - Finance Tracker
Ratio Money lets you see your finances in a whole new light. It analyses your spending patterns to give you personalised insights and tips. Whether you want to pay off debt, save for a vacation, or just live more comfortably, Ratio App helps you make the best financial decisions for your lifestyle. With Ratio App, you can: Track your money with ease and elegance. * Choose from a wide range of categories to suit your spending and income needs. * Customise your categories to reflect your personal habits and preferences. * Unique visualisation for your categories with personalised icons * Scan your receipts. No more manual typing or losing receipts. * Stay mindful of your spending habits with alerts and prompts that help you make conscious and smart choices. * Unlike most banking apps, our app lets you list the items in each transaction when adding a description. You can see what each expense transaction entails and how it affects your budget. Gain insights from your financial data and make better financial decisions. * See your finances in a whole new light with beautiful and interactive charts that show you the big picture of your money flow. * Know where your money goes with percentages that show you how each category affects your total spending and income. * Dive deeper into each category with breakdowns that show you the nitty-gritty of each transaction in each period. * Get weekly reports that summarise your financial activity and performance and give you tips and suggestions on how to level up your finances. * Find any transaction from the past with a simple search by keyword, category, date, amount. Privacy and security. * Hide your app data with redactions. * Use the app offline as well as online. Your data is securely synced across all your devices when you are back online. Use the app on multiple devices with the same account. Whether you use a phone, a tablet, or a computer, you can access your data from any device. Download Ratio App today and start managing your money smarter. By installing or using Ratio App, you agree to our Terms: https://www.ratiomoney.app/terms.
What’s new
Version 1.5.0 · Updated August 11, 2026
New users can now use Ratio without signing in. Remote Sync is temporarily disabled. This will be restored in a new version with more robust infrastructure we're setting up on the new domain. Bug fixes and performance improvements. Let us know if you have any issues.
App privacy
The developer, Oluwatobi Omotayo, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction, Other Usage Data
- Contact Info: Email Address, Name
- User Content: Other User Content
- Identifiers: User ID
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
Used for: Analytics, Product Personalization, App Functionality
Alternatives to Ratio Money - Finance Tracker
Looking for apps like Ratio Money - Finance Tracker? Here are 6 similar apps on the App Store. The highest rated is Fineyo: Expense Tracker (5.0/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Ratio Money - Finance Tracker | 4.7 / 5 (3 ratings) | Free | August 11, 2026 | |
| Fineyo: Expense Tracker | 5.0 / 5 (12) | Free | Oct 7, 2026 | Compare |
| MONIAC: Track expense & income | 5.0 / 5 (4) | Free | Nov 12, 2025 | Compare |
| Dime: Budget & Expense Tracker | 4.8 / 5 (319) | Free | Nov 22, 2023 | Compare |
| Expenses: Spending Tracker | 4.8 / 5 (1,833) | Free | Oct 23, 2026 | Compare |
| Budget Flow | Expense Tracker | 4.8 / 5 (337) | Free | Oct 4, 2026 | Compare |
| Cleva App | 4.7 / 5 (1,538) | Free | Oct 23, 2026 | Compare |