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About 1% Club

1% Club: Your AI CFO Money is complicated enough. Talking about it shouldn’t be. 1% Club is your AI-first personal finance app, built to help you understand your money, manage it better and figure out what to do next. Think of it as having an AI financial expert in your corner, available whenever you need one. Just talk to your money No financial jargon. No complicated spreadsheets. Ask your AI CFO: “Where is my money going?” “Am I saving enough?” “Is this mutual fund any good?” “Which credit card should I get?” “How are my investments doing?” Get personalised answers based on your financial context and turn understanding into action. Know more about your money: Track your spending, cash flow and financial accounts. Connect your financial accounts to understand where your money goes, spot patterns and find those silent leaks that somehow become very loud at the end of the month. See your spending, savings and cash flow in one place. Make sense of your money without building spreadsheets yourself. Invest better: Research, compare and invest without the guesswork. Mutual Fund Baskets Explore curated mutual fund portfolios from SEBI-registered experts across categories, strategies and goals. Stock Baskets Get access to research-backed stock portfolios curated by SEBI-registered research analysts and actively managed for you. Mutual Fund Rankings Compare mutual funds across categories and discover funds worth researching. Learn without the financial jargon Money School gives you simple lessons and masterclasses on investing, stocks, mutual funds, SIPs, credit cards, taxes, insurance and personal finance. Because understanding your money shouldn’t require understanding every word in a financial textbook. Get your insurance right Get an exclusive 1-on-1 insurance consultation to help you understand, buy or review your term and health insurance. No selling. Just advice that puts you first. Your money. Your spending. Your investments. Your financial questions. Your learning. Your next financial decision. All in the 1% Club. Built for the 1% Not the 1% by income. The 1% who want to get better with money. Download 1% Club. Meet your AI CFO.

Ratings & reviews

4.4

51 ratings

5 ★ 73% 4 ★ 16% 3 ★ 0% 2 ★ 0% 1 ★ 12%

What’s new

Version 4.1.3 · Updated September 24, 2026

Read more. Tap less. Newsletters now live in Learn. And more UPI apps turn up when it's time to pay. Plus a long list of small fixes you'll never notice, which is the point.

App privacy

The developer, Finance With Sharan, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Product Interaction

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Phone Number, Physical Address, Email Address, Name
  • Usage Data: Product Interaction
  • Financial Info: Payment Info
  • User Content: Photos or Videos, Audio Data
  • Identifiers: User ID, Device ID

Used for: Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
  • Location: Precise Location, Coarse Location

Used for: Developer’s Advertising or Marketing, Analytics, App Functionality

Alternatives to 1% Club

Looking for apps like 1% Club? Here are 6 similar apps on the App Store. The highest rated is smallcase - Save & Invest (4.8/5), and all 6 are free to download.

1% Club vs. alternatives
App Rating Price Last updated
1% Club 4.4 / 5 (51 ratings) Free September 24, 2026
smallcase - Save & Invest 4.8 / 5 (764) Free Sep 19, 2026
Belong: GIFT City F&O, MF, FD 3.0 / 5 (2) Free Sep 29, 2026
Stable Money: FDs, Bonds, Gold 4.6 / 5 (42) Free Sep 28, 2026
INDmoney: NRI Investing App 4.7 / 5 (52) Free Jul 31, 2026
Dezerv: Mutual Funds & Stocks 4.8 / 5 (17) Free Sep 24, 2026
Univest - Stocks & Investments 4.4 / 5 (29) Free Sep 17, 2026