Atoa Business
Atoa Payments Ltd Finance iPhoneiPadiPod touch
Atoa Business is a free Finance app for iPhone and iPad by Atoa Payments Ltd. Requires iOS 15.0. Updated October 13, 2026.
- Price
- Free
- on the App Store
- Size
- 122 MB
- Age 4+
- Updated
- Oct 13
- 2026 · v5.6.1
Screenshots
About Atoa Business
Atoa Instant Bank Pay allows UK businesses to accept payments at up-to 60% lower fees versus traditional debit and credit card transactions. Customers simply scan a QR code in-store to pay directly via their UK mobile banking app. Funds are paid out to the merchant in seconds and there's no contracts or hidden fees. Sign-up in minutes and enjoy 7-days of free transactions! Features - Pay using In-Store QR Stand, QR Code on Phone, or SMS/Email Link - Transaction fees are up-to 60% lower fees versus Visa/Mastercard/AMEX - Customers pay securely using their Bank App via an "Instant Bank Transfer" - Merchants receive funds to your Bank account in seconds (not days) - Allow your customers to pay tips to you and your staff - Customers don't need to download any new apps How do I sign up? - Atoa allows Small Businesses to sign-up in seconds - Simply download the app and connect your UK Bank Account Atoa operates under a UK Financial Conduct Authority license. Funds are transferred by the Consumer's Bank, making every transaction secure. Got a question? - Contact our UK-based Customer Success Team at [email protected] or visit www.paywithatoa.co.uk.
What’s new
Version 5.6.1 · Updated October 13, 2026
We've been crunching the numbers (yummmm) and fine-tuning Atoa's financial systems to make sure your payments are always secure and lightning-fast.
App privacy
The developer, Atoa Payments Ltd, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Email Address, Physical Address, Name, Phone Number
- Identifiers: Device ID, User ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data, Performance Data
- Financial Info: Payment Info
Used for: Developer’s Advertising or Marketing, Analytics, App Functionality
Alternatives to Atoa Business
Looking for apps like Atoa Business? Here are 6 similar apps on the App Store. The highest rated is GoSolo: Smart Business Account (5.0/5), and all 6 are free to download.
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GoSolo: Smart Business Account
5.0
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Xonder Business Account
4.7
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UBL UK - Business Banking
5.0
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Yotta Pay
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Go Get Paid
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NeroPay
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Atoa Business | – | Free | October 13, 2026 | |
| GoSolo: Smart Business Account | 5.0 / 5 (2) | Free | Oct 13, 2026 | Compare |
| Xonder Business Account | 4.7 / 5 (12) | Free | Apr 23, 2025 | Compare |
| UBL UK - Business Banking | 5.0 / 5 (2) | Free | May 14, 2026 | Compare |
| Yotta Pay | 3.7 / 5 (3) | Free | Aug 8, 2025 | Compare |
| Go Get Paid | – | Free | Jul 9, 2026 | Compare |
| NeroPay | – | Free | Oct 15, 2026 | Compare |
Compare Atoa Business with the top alternatives: ratings, updates, ASO score and keyword gaps →