子秋记账

A Note from the Developer: Hello, and welcome to ZiqiuLedger. Like many people who want to manage their personal finances, I tried dozens of budgeting apps. Over time, the experience became overwhelming: countdown splash ads every time the app opens, unsolicited loan promotions, complicated menu trees just to log a quick coffee, and privacy concerns about personal financial records being uploaded to unknown remote servers. Tracking your daily spending should be simple, quiet, and reassuring. That is why ZiqiuLedger was created. There are no startup ads, no financial loan promotions, and no mandatory account sign-ups. Your data stays locally on your device where it belongs. We aimed to build a warm, minimalist, and dependable personal financial companion to help you cultivate mindful spending habits. Why You Will Enjoy Using ZiqiuLedger: 1. Seamless Home Screen Widgets Consistency is key to personal finance. ZiqiuLedger features a dedicated family of interactive iOS widgets: daily spending overviews, one-tap quick-logging shortcuts directly from your home screen, savings goals, and bill countdowns. You can capture transactions in seconds without even opening the main app. 2. Fully Customizable Categories Everyone's life looks different. Easily create, edit, and organize personalized income and expense categories with curated icons and gentle color palettes, tailored specifically to your daily routine. 3. Wish Savings Jar Mindful spending is not about restriction—it is about directing resources toward things you truly love. Set a savings goal for a long-awaited camera, a trip, or an emergency fund, and watch your progress grow day by day. 4. Receipt & Invoice Attachments Keep your important records organized. Snap or attach receipt and invoice photos to any transaction. View full details and visual proof anytime you review your spending history. 5. Multi-Asset Tracking & Subscription Monitor Track digital wallets, bank cards, and cash balances in one place. Monitor recurring memberships and subscription bills to identify forgotten recurring costs and calculate annualized expenses. 6. Complete Privacy & Ownership We respect your privacy. All records are stored securely in your private local sandbox, protected by Face ID / Touch ID biometric authentication. You can export your full transaction history to standard CSV spreadsheets at any time. Your daily records are a reflection of your hard work and care for life. We hope ZiqiuLedger brings clarity and peace of mind to your daily routine. Thank you for using ZiqiuLedger! （EULA）：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/