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Atlas - Rewards Credit Card screenshot 1
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About Atlas - Rewards Credit Card

Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history. EASY AND ACCESSIBLE 4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app. GROWS WITH YOU Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits. SAVES YOU MONEY Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings. BUILDS YOUR CREDIT You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot. Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion. SAFE AND SECURE Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard. NO HIDDEN FEES Simple pricing: only $8.99 every four weeks No other hidden, or surprise fees — Atlas is a financial technology company and state licensed lender, not a bank. Banking services provided by Academy Bank, N.A., Member FDIC. The Atlas Mastercard is issued by our bank partners Patriot Bank N.A. and Academy Bank N.A., pursuant to a license from MasterCard® International Incorporated. Membership fee, new member program and bonus terms apply, see atlasfin.com/policies for details. For consolidated bonus and reward terms, see ​​atlasfin.com/policies/rewards. The Atlas Card is optional, with an Interest Rate of 0% APR. Credit and Spend Power offered will vary over time. Average 50 point increase in credit score based on 2024 data. Improvement in your credit score is based on your specific situation and financial behavior. Loan services offered through Exto Inc., NMLS ID # 2526784 | Read licenses at https://www.atlasfin.com/atlas-licenses. Services may not be available in all states.

Atlas - Rewards Credit Card details

Atlas - Rewards Credit Card is a free Finance app for iPhone, iPad and iPod touch, developed by Exto Inc. It is rated 4.7 out of 5 from 277,470 ratings on the App Store, requires iOS 15.0 or later, is 155 MB to download and is available in 2 languages. It was first released on June 29, 2022 and last updated on September 25, 2026.

Category
Finance
Rating
4.7 / 5 (277,470 ratings)
Price
Free
Current version
6.2.4
Size
155 MB
Requires
iOS 15.0 or later
Compatibility
iPhone, iPad, iPod touch
Languages
English, Spanish
Age rating
4+
Released
June 29, 2022
Last updated
September 25, 2026
Developer
Exto Inc.

Ratings breakdown

5 stars 86% (238,173) 4 stars 8% (21,469) 3 stars 3% (7,161) 2 stars 1% (1,747) 1 star 3% (8,920)

What’s new in Atlas - Rewards Credit Card

Thanks for using Atlas! We update our app regularly to make your experience even better. Every update of our Atlas app includes improvements in speed and reliability, as well as bug fixes and performance improvements. As new features are released, we'll highlight those for you in the app.

Version 6.2.4 · Updated September 25, 2026

Atlas - Rewards Credit Card app privacy

The developer, Exto Inc., reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Other Data: Other Data Types

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Location: Coarse Location, Precise Location
  • Identifiers: User ID
  • Usage Data: Product Interaction
  • Other Data: Other Data Types
  • Diagnostics: Crash Data, Performance Data
  • Financial Info: Other Financial Info
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • Contacts: Contacts

Used for: Developer’s Advertising or Marketing, Analytics, App Functionality

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Atlas - Rewards Credit Card vs. alternatives
App Rating Price Last updated
Atlas - Rewards Credit Card 4.7 / 5 (277,470 ratings) Free September 25, 2026
OneBlinc Cash Advance 4.8 / 5 (14,658) Free Sep 14, 2026
ATM Cash Advance・Instant Money 4.7 / 5 (27,360) Free Sep 21, 2026
VANSi - Cash Advance 4.7 / 5 (28,668) Free Sep 3, 2026
Ava: Build Credit Fast 4.9 / 5 (50,165) Free Sep 24, 2026
True Finance: Cash Advance 4.8 / 5 (72,686) Free Aug 20, 2026
Get Paid Early: Cash Advance 4.6 / 5 (7,450) Free Sep 9, 2026