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  • Mocasa: Pay Later & Quick Loan screenshot 1
  • Mocasa: Pay Later & Quick Loan screenshot 2
  • Mocasa: Pay Later & Quick Loan screenshot 3
  • Mocasa: Pay Later & Quick Loan screenshot 4

About Mocasa: Pay Later & Quick Loan

Get your first Cash Loan or Virtual Mastercard on Mocasa – Hassle-free! Instant approval with transparent pricing. Mocasa Quick Loan Highlights: · Loan amount: ₱1,000.00 - ₱50,000.00 · Loan term: 91 days - 365 days · Maximum APR: 36% · Convenience Fee: up to ₱20 per transaction (varies by payment channel) · Applicable Tax (DST & GRT): N/A REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN: 91-day loan with principal amount of ₱10,000 · Interest (2.867% per month × 3): ₱860 · Service Fee (0.4% of principal): ₱40 · Total cost retained by Mocasa: ₱900 · Total Repayment: ₱10,900 · Monthly Repayment: ₱10,900 ÷ 3 = ₱3,633.33 · Annual Percentage Rate (APR): 36.00% Note: Convenience fees charged by third-party payment gateway providers are disclosed separately and are not included in the APR. Mocasa Virtual Mastercard Features: · Interest-Free Period: Enjoy up to 50 days of interest-free credit, just like a standard credit card. · Shop Anywhere: Add it as a payment method to any app or website that accepts Mastercard. · Scan to pay: Pay via QRPh code at stores nationwide. · Bill Payments: Pay utility bills or buy load/data directly within the Mocasa app. PRIVACY & PERMISSIONS Your privacy is our priority. We will never disclose your personal information to anyone without your permission or sell your data to third parties. Before you avail of any loan, we will provide a Disclosure Statement in compliance with the Truth in Lending Act to ensure full transparency—no surprises. WHO CAN APPLY? · 21+ years old · Filipino citizen · Have 1 government-issued ID · Have a stable income HOW TO APPLY? · Register: Create an account with an active mobile number. · Apply: Fill out the simple Online Loan Forms. · Review: Get evaluated in as fast as 5 minutes. · Cash Out: Money will be disbursed to your preferred account immediately upon approval. WHY CHOOSE MOCASA? · High Limit: Get approved for up to ₱50,000. · Easy Access: 100% online process with no collateral required. · Transparent Pricing: All fees and costs are clearly disclosed before you confirm your loan. · Fast Disbursement: Transfer cash instantly to your GCash, Maya, Lazada wallet, or bank account. WHO WE ARE · Corporate Name: Philippines Cashtrout Lending Corporation · Business Name: Mocasa · PSEC Registration Number: CS201910407 · Certificate of Authority (CA): 3015 · Office Address: 4/F Kings Court 1 Building, 2129 Chino Roces Ave., Pio del Pilar, Makati City, Metro Manila, Philippines CONTACT US We value your feedback! If you have any questions or suggestions, please contact us: · Email: [email protected] · Office Hours: 08:00 AM - 20:00 PM, Monday to Sunday · Website: www.mocasa.com

Ratings & reviews

4.5

133 ratings

5 ★ 82% 4 ★ 3% 3 ★ 5% 2 ★ 2% 1 ★ 9%

What’s new

Version 1.8.6 · Updated September 3, 2026

1. Optimized the User Experience for Repayments and Re-Loans. 2. Other Technical Optimizations.

App privacy

The developer, Philippines Cashtrout Lending Corporation, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID
  • Usage Data: Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID
  • Usage Data: Advertising Data, Product Interaction
  • Location: Precise Location, Coarse Location
  • Financial Info: Other Financial Info
  • Contact Info: Physical Address, Email Address, Name, Phone Number, Other User Contact Info
  • Contacts: Contacts
  • User Content: Photos or Videos

Used for: Third-Party Advertising, Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data

Used for: Analytics

Alternatives to Mocasa: Pay Later & Quick Loan

Looking for apps like Mocasa: Pay Later & Quick Loan? Here are 6 similar apps on the App Store. The highest rated is MariBank PH (SeaBank) (4.9/5), and all 6 are free to download.

Mocasa: Pay Later & Quick Loan vs. alternatives
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Mocasa: Pay Later & Quick Loan 4.5 / 5 (133 ratings) Free September 3, 2026
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MariBank PH (SeaBank) 4.9 / 5 (1,867) Free Sep 24, 2026 Compare
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GoTyme Bank | Philippines 4.8 / 5 (581) Free Oct 3, 2026 Compare
Virtual Pag-IBIG 2.9 / 5 (14) Free Jun 5, 2026 Compare

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