Mocasa: Pay Later & Quick Loan
Philippines Cashtrout Lending Corporation Finance iPhoneiPadiPod touch
Mocasa: Pay Later & Quick Loan is a free Finance app for iPhone and iPad by Philippines Cashtrout Lending Corporation. Rated 4.5/5 from 133 ratings.
- Rating
- 4.5
- 133 ratings
- Price
- Free
- on the App Store
- Size
- 178 MB
- Age 4+
- Updated
- Sep 3
- 2026 · v1.8.6
Screenshots
About Mocasa: Pay Later & Quick Loan
Get your first Cash Loan or Virtual Mastercard on Mocasa – Hassle-free! Instant approval with transparent pricing. Mocasa Quick Loan Highlights: · Loan amount: ₱1,000.00 - ₱50,000.00 · Loan term: 91 days - 365 days · Maximum APR: 36% · Convenience Fee: up to ₱20 per transaction (varies by payment channel) · Applicable Tax (DST & GRT): N/A REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN: 91-day loan with principal amount of ₱10,000 · Interest (2.867% per month × 3): ₱860 · Service Fee (0.4% of principal): ₱40 · Total cost retained by Mocasa: ₱900 · Total Repayment: ₱10,900 · Monthly Repayment: ₱10,900 ÷ 3 = ₱3,633.33 · Annual Percentage Rate (APR): 36.00% Note: Convenience fees charged by third-party payment gateway providers are disclosed separately and are not included in the APR. Mocasa Virtual Mastercard Features: · Interest-Free Period: Enjoy up to 50 days of interest-free credit, just like a standard credit card. · Shop Anywhere: Add it as a payment method to any app or website that accepts Mastercard. · Scan to pay: Pay via QRPh code at stores nationwide. · Bill Payments: Pay utility bills or buy load/data directly within the Mocasa app. PRIVACY & PERMISSIONS Your privacy is our priority. We will never disclose your personal information to anyone without your permission or sell your data to third parties. Before you avail of any loan, we will provide a Disclosure Statement in compliance with the Truth in Lending Act to ensure full transparency—no surprises. WHO CAN APPLY? · 21+ years old · Filipino citizen · Have 1 government-issued ID · Have a stable income HOW TO APPLY? · Register: Create an account with an active mobile number. · Apply: Fill out the simple Online Loan Forms. · Review: Get evaluated in as fast as 5 minutes. · Cash Out: Money will be disbursed to your preferred account immediately upon approval. WHY CHOOSE MOCASA? · High Limit: Get approved for up to ₱50,000. · Easy Access: 100% online process with no collateral required. · Transparent Pricing: All fees and costs are clearly disclosed before you confirm your loan. · Fast Disbursement: Transfer cash instantly to your GCash, Maya, Lazada wallet, or bank account. WHO WE ARE · Corporate Name: Philippines Cashtrout Lending Corporation · Business Name: Mocasa · PSEC Registration Number: CS201910407 · Certificate of Authority (CA): 3015 · Office Address: 4/F Kings Court 1 Building, 2129 Chino Roces Ave., Pio del Pilar, Makati City, Metro Manila, Philippines CONTACT US We value your feedback! If you have any questions or suggestions, please contact us: · Email: [email protected] · Office Hours: 08:00 AM - 20:00 PM, Monday to Sunday · Website: www.mocasa.com
Ratings & reviews
4.5
133 ratings
What’s new
Version 1.8.6 · Updated September 3, 2026
1. Optimized the User Experience for Repayments and Re-Loans. 2. Other Technical Optimizations.
App privacy
The developer, Philippines Cashtrout Lending Corporation, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers: Device ID
- Usage Data: Advertising Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Identifiers: Device ID
- Usage Data: Advertising Data, Product Interaction
- Location: Precise Location, Coarse Location
- Financial Info: Other Financial Info
- Contact Info: Physical Address, Email Address, Name, Phone Number, Other User Contact Info
- Contacts: Contacts
- User Content: Photos or Videos
Used for: Third-Party Advertising, Analytics, Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
Used for: Analytics
Alternatives to Mocasa: Pay Later & Quick Loan
Looking for apps like Mocasa: Pay Later & Quick Loan? Here are 6 similar apps on the App Store. The highest rated is MariBank PH (SeaBank) (4.9/5), and all 6 are free to download.
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Skyro Philippines
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zukì – Loan app by SB Finance
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MariBank PH (SeaBank)
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Maya – savings, loans, cards
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GoTyme Bank | Philippines
4.8
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Virtual Pag-IBIG
2.9
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Mocasa: Pay Later & Quick Loan | 4.5 / 5 (133 ratings) | Free | September 3, 2026 | |
| Skyro Philippines | 4.8 / 5 (118) | Free | Oct 7, 2026 | Compare |
| zukì – Loan app by SB Finance | 3.5 / 5 (4) | Free | Sep 23, 2026 | Compare |
| MariBank PH (SeaBank) | 4.9 / 5 (1,867) | Free | Sep 24, 2026 | Compare |
| Maya – savings, loans, cards | 4.6 / 5 (3,939) | Free | Oct 1, 2026 | Compare |
| GoTyme Bank | Philippines | 4.8 / 5 (581) | Free | Oct 3, 2026 | Compare |
| Virtual Pag-IBIG | 2.9 / 5 (14) | Free | Jun 5, 2026 | Compare |