Smoov Finance
Smoov Inc Finance iPhoneiPadiPod touch
Smoov Finance is a free Finance app for iPhone and iPad by Smoov Inc. Rated 4.9/5 from 35 ratings. Requires iOS 15.1. Updated May 6, 2026.
- Rating
- 4.9
- 35 ratings
- Price
- Free
- on the App Store
- Size
- 81 MB
- Age 4+
- Updated
- May 6
- 2026 · v2.2.3
Screenshots
About Smoov Finance
Split Bills. Not Relationships. Money is one of the leading causes of stress in relationships. Couples argue about expenses, forget who paid last, and send money back and forth multiple times a week. It’s awkward, it’s emotional, and it’s exhausting. That’s why we built Smoov — the first AI-powered money app made just for couples. Why Smoov Automatic expense tracking – Connect your credit and debit cards and let Smoov pull in shared expenses for you. One-tap splitting – Whether it’s 50/50, 70/30, or any custom split, settle expenses the way that works for your relationship. Private and secure settle-ups – Pay your partner back instantly, safely, and without awkward reminders. AI insights – Get personalized tips and smarter money choices, built to reduce tension and build trust. No more calculating in Excel. No more “I’ll get it next time.” No more Venmo-ing back and forth every time one of you picks up groceries or fills up the car with gas. Built for Modern Couples Modern banking wasn’t built for relationships. Before joint accounts, couples spend months (or even years) splitting bills—often across 10 or more different cards and accounts. That adds up to hundreds of shared expenses and thousands of dollars before marriage or a combined account. With Smoov, you can make those years easier, smoother, and more fair. Features Couples Love Works with all your cards (credit and debit) Instant notifications for new expenses Split history that keeps everything clear Flexible settle-up schedule (pay instantly or at the end of the month) Designed for fairness, transparency, and peace of mind Peace of Mind, Not Just Math Money fights are the number one predictor of divorce. Smoov takes the emotion out of the process, so you can focus on what really matters—your relationship. Our mission is simple: make relationships easier. Get Started Today Download Smoov and try your first week free. Experience how simple it can be to split smarter, save time, and reduce stress. Because your relationship deserves better than spreadsheets and Venmo. #SmoovIt Abiding by Apple EULA :: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ToS & Privacy Policy :: https://www.smoov.app/privacy
Ratings & reviews
4.9
35 ratings
What’s new
Version 2.2.3 · Updated May 6, 2026
A fresh start. • A redesigned welcome flow that gets you from "downloaded the app" to "ready to share expenses" in minutes • Clearer explanations of how Smoov tracks your shared spending, no spreadsheets, no Venmo requests • A simpler partner invite: share a code, no broken links
App privacy
The developer, Smoov Inc, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Identifiers: User ID, Device ID
- Financial Info: Payment Info
- Contact Info: Name, Phone Number
- Usage Data: Product Interaction
- Diagnostics: Crash Data
- Other Data: Other Data Types
Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality, Other Purposes
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Financial Info: Credit Info
- Location: Coarse Location
- Contact Info: Email Address
- Usage Data: Advertising Data, Other Usage Data
- Diagnostics: Performance Data, Other Diagnostic Data
Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality, Other Purposes
Alternatives to Smoov Finance
Looking for apps like Smoov Finance? Here are 6 similar apps on the App Store. The highest rated is UnityPay: Couples Expenses (5.0/5), and all 6 are free to download.
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Envelope Budget - Kualia
4.6
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Couples Budget Tracker—Balance
4.5
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UnityPay: Couples Expenses
5.0
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Moneyscope: Budget & Finance
4.5
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OurWallet - Couple's Finances
4.5
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Couples Budgeting: Halfway
5.0
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Smoov Finance | 4.9 / 5 (35 ratings) | Free | May 6, 2026 | |
| Envelope Budget - Kualia | 4.6 / 5 (47) | Free | Sep 26, 2026 | Compare |
| Couples Budget Tracker—Balance | 4.5 / 5 (29) | Free | Oct 21, 2026 | Compare |
| UnityPay: Couples Expenses | 5.0 / 5 (4) | Free | Mar 22, 2026 | Compare |
| Moneyscope: Budget & Finance | 4.5 / 5 (4) | Free | Oct 8, 2026 | Compare |
| OurWallet - Couple's Finances | 4.5 / 5 (2) | Free | Feb 25, 2026 | Compare |
| Couples Budgeting: Halfway | 5.0 / 5 (14) | Free | Oct 16, 2026 | Compare |
Compare Smoov Finance with the top alternatives: ratings, updates, ASO score and keyword gaps →