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Screenshots

  • Melio Business Payments screenshot 1
  • Melio Business Payments screenshot 2
  • Melio Business Payments screenshot 3
  • Melio Business Payments screenshot 4

About Melio Business Payments

Melio is the all-in-one accounts payable and receivable platform that gives businesses the flexibility to pay and get paid their way—all from your phone. Whether you’re paying vendors or collecting client payments, Melio puts cash flow control in your pocket with greater visibility and flexibility. Sign up and get started directly in the app in minutes. AUTOMATE BILL PAYMENTS • Easy bill upload: Capture bills instantly with your camera and upload them to your dashboard. • Flexible payment options: Pay by ACH, card, check, or wire with expedited options up to instant payments. Your vendor still gets paid how they want, while Melio takes care of the complexity in between. • Pay vendors globally: Send payments to global vendors in over 80 countries in their preferred currency with competitive exchange rates. • Approve payments anywhere: Review and approve team payments with a swipe, based on approval workflows you control. • Schedule and combine: Schedule payments in advance and easily process multiple bills at once. • Maximize cash flow: Use your credit card to pay bills (even where cards aren’t accepted) to hold onto cash longer and earn rewards. GET PAID FAST • Create invoices on the go: Generate professional invoices in seconds and send them via email or link. • Accept online payments fast: Send clients a custom link via text or email to get paid digitally, fast. You choose who pays card processing fees, and the money goes directly to your bank account. • Track every dollar: See incoming payment statuses from scheduled and sent, to when you can expect funds to arrive. MANAGE IT ALL IN ONE PLACE • 2-way auto sync: Melio syncs seamlessly with QuickBooks and Xero to keep your books accurate and streamline reconciliation. (requires set-up in web browser) • Total visibility: Get real-time notifications for money coming in and going out. • Secure & trusted: Melio is trusted by top financial institutions and technology platforms including Capital One, Shopify, and Gusto, and received the 2025 FinTech Award for Best U.S. SMB Payment Solutions Platform from Wealth & Finance International Download Melio today to pay and get paid on your own terms.

Ratings & reviews

4.6

1.4K ratings

5 ★ 86% 4 ★ 4% 3 ★ 2% 2 ★ 1% 1 ★ 7%

What’s new

Version 2.22.0 · Updated September 27, 2026

Welcome to the latest Melio mobile experience—designed to give you greater visibility and control over every payment, right from your phone. A Brand-New Home Screen Get a unified view of your incoming and outgoing payments in one place, so you always know where your money stands. Streamlined Payment Tracking See all your recent payment activity on one centralized screen without switching between tabs to find what you need. Get Paid with Melio Request money by sending a professional invoice or simply sharing a payment link. Getting paid is now just a few taps away.

App privacy

The developer, Melio Payments Inc, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: User ID

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data

Used for: Analytics, App Functionality

Alternatives to Melio Business Payments

Looking for apps like Melio Business Payments? Here are 6 similar apps on the App Store. The highest rated is Nav Business Funding Roadmap (4.9/5), and all 6 are free to download.

Melio Business Payments vs. alternatives
App Rating Price Last updated
Melio Business Payments 4.6 / 5 (1,457 ratings) Free September 27, 2026
Plastiq 3.7 / 5 (85) Free Sep 23, 2025
Nav Business Funding Roadmap 4.9 / 5 (22,179) Free Sep 21, 2026
Novo - Small Business Checking 4.8 / 5 (20,057) Free Sep 22, 2026
Lili - Business Banking 4.6 / 5 (6,947) Free Sep 16, 2026
Bluevine 4.7 / 5 (4,290) Free Sep 27, 2026
Relay | Business Banking 4.8 / 5 (3,638) Free Sep 15, 2026