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Screenshots

  • SMART FCU screenshot 1
  • SMART FCU screenshot 2
  • SMART FCU screenshot 3
  • SMART FCU screenshot 4

About SMART FCU

SMART FCU is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with SMART FCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.

Ratings & reviews

4.8

785 ratings

5 ★ 91% 4 ★ 5% 3 ★ 1% 2 ★ 1% 1 ★ 2%

What’s new

Version 3.39.0 · Updated October 15, 2026

Version 3.39.0 • Bug fixes and performance improvements

App privacy

The developer, SMW 104 Federal Credit Union, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction, Advertising Data
  • Diagnostics: Crash Data
  • Contact Info: Name, Email Address, Phone Number
  • User Content: Photos or Videos, Customer Support
  • Financial Info: Payment Info
  • Contacts: Contacts

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality, Other Purposes

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Location: Precise Location, Coarse Location

Used for: Product Personalization, App Functionality

Alternatives to SMART FCU

Looking for apps like SMART FCU? Here are 6 similar apps on the App Store. The highest rated is Cleveland State Bank (4.9/5), and all 6 are free to download.

SMART FCU vs. alternatives
App Rating Price Last updated Compare
SMART FCU 4.8 / 5 (785 ratings) Free October 15, 2026
JAMS Cloud 4.7 / 5 (1,093) Free Sep 10, 2026 Compare
SMW Mobile – Free Jan 20, 2026 Compare
Local Bank 4.8 / 5 (112) Free Oct 14, 2026 Compare
sbmidwest 4.8 / 5 (205) Free Sep 22, 2026 Compare
Cleveland State Bank 4.9 / 5 (444) Free Oct 17, 2026 Compare
North Valley Bank 4.8 / 5 (123) Free Oct 20, 2026 Compare

Compare SMART FCU with the top alternatives: ratings, updates, ASO score and keyword gaps →