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  • Build Credit & Money: Dovly AI screenshot 1
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  • Build Credit & Money: Dovly AI screenshot 3
  • Build Credit & Money: Dovly AI screenshot 4

About Build Credit & Money: Dovly AI

Build credit. Fix your credit. Find your money. Dovly AI does the heavy lifting on all three — one AI in your corner, working around the clock: boosting scores an average of 93 points for Premium members*, finding money hiding in plain sight, and mapping your next move. 1,000,000+ downloads and counting. YOUR CREDIT, HANDLED AI-powered disputes with TransUnion®, your TransUnion credit score and report, credit building products, and credit lock fraud protection — all in one place. 22,000,000 points increased in total**. Free to start. No credit card required. YOUR MONEY, WORKING FOR YOU Dovly AI reads what's coming in and what's going out, then finds what you're missing: forgotten subscriptions, fees you never agreed to, savings sleeping on the job. Every find comes with the next move, in plain english. No spreadsheets, no jargon, no lectures, and your money never moves without you. LIFE GOALS, MADE EASY Get approved for the credit card. Drive off with the car. Get the keys to the home. Better credit and found money open doors — Dovly AI puts both to work, so the milestones show up sooner than you'd expect. ONE APP, NOT THREE Stop juggling Credit Karma for your score, Kikoff for credit building, and Monarch for your budget. Your credit and your money, working together in one place. You were never bad with money. Nobody handed you the manual. * Average increase experienced by a sample of 2,922 Dovly AI Premium members enrolled more than 6 months, as of December 2025. ** The combined total credit score increase among Dovly AI members through December 2025. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms and conditions: https://www.dovly.com/terms-conditions/ Privacy policy: https://www.dovly.com/privacy-policy

Ratings & reviews

4.8

85K ratings

5 ★ 90% 4 ★ 7% 3 ★ 3% 2 ★ 0% 1 ★ 1%

What’s new

Version 10.3.0 · Updated September 22, 2026

We've made enhancements and improvements to keep your credit journey smooth and easy. Enjoy!

App privacy

The developer, Dovly, Inc., reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Credit Info, Payment Info, Other Financial Info
  • Contact Info: Name, Email Address, Other User Contact Info, Physical Address, Phone Number
  • Identifiers: User ID
  • Usage Data: Product Interaction

Used for: Third-Party Advertising, Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality, Other Purposes

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID
  • Diagnostics: Crash Data, Performance Data
  • Usage Data: Advertising Data

Used for: Developer’s Advertising or Marketing, Analytics, App Functionality, Other Purposes

Alternatives to Build Credit & Money: Dovly AI

Looking for apps like Build Credit & Money: Dovly AI? Here are 6 similar apps on the App Store. The highest rated is Kovo - Fast Credit Builder (4.9/5), and all 6 are free to download.

Build Credit & Money: Dovly AI vs. alternatives
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