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Screenshots

  • upay: Finance and Payments screenshot 1
  • upay: Finance and Payments screenshot 2
  • upay: Finance and Payments screenshot 3
  • upay: Finance and Payments screenshot 4

About upay: Finance and Payments

Introducing upay app which provides easy, secured and innovative Digital Financial Solutions, and helps you elevate lifestyle in just a few simple taps. The state of the art upay app ensures ease for your most frequent transactions like send money to others, add money from all major banks, cash out with lowest charge from agents and ATMs, pay all your utility bill payments, recharge your mobile phone from all operators and also make instant payments at your favorite stores- both online and offline. As a subsidiary of United Commercial Bank (UCB), upay app also ensures the highest possible security through block-chain based technology and widespread availability all across Bangladesh. Things you can do in upay app: Instant Registration You can easily register for a new upay account in just about a few minutes right from upay app. All you require is your National ID card and you are ready to go. Add Money from Bank Account or Debit/Credit Card Transfer money instantly to your upay account through any banks or Debit/Credit Card. Add money easily to your upay account within seconds using an eligible debit / credit card or bank account. Mobile recharge to any number Recharge your mobile or any other number from all major operations in Bangladesh, including Grameenphone, Robi, Airtel, Banglalink and Teletalk. You can also find latest prepaid and postpaid recharge plans and best recharge based Internet, Voice and bundle offers only on upay app. Bill Payments – Electricity, Water, Gas, Telephone, Internet, Credit Card and others Pay your utility bills such as Electricity, Water, Gas etc. for all major providers like DESCO, NESCO, Titas, WASA etc. right from the comfort of your own home. You can also pay your credit card bill, internet bill, telephone bill and many more. Safe, Secure & Contactless Payments at Offline Stores Easily pay at your nearby grocery stores, pharmacies, restaurants, retail stores and thousands more across the country by scanning QR code or through mobile number. Secured Mobile Banking Security is of utmost importance to us and we prioritize making you feel safe and secured by taking necessary measures to protect your account. Through our modern blockchain based technology, you can rest assured that all of your transactions are highly secured. In addition, to give you greater control, you only can access your upay account only through your registered device. Hence, no need to worry about losing your PIN as no one can access your upay account from other mobile devices. Online Payments You can order groceries, medicines, food, gadgets online and pay via upay with ease. You can make quick online payments at your favorite shopping, food delivery, travel and gaming brands including Daraz, Evaly, Chaldal, Shohoz, just to name a few. Your Own Wallet For the first time in Bangladesh, you will have your own wallet which will give you a liberty of checking where your money is coming from, including Salary, Disbursement and Remittance. With such a personalized wallet, you can enjoy exclusive upay reward. Ease of Access upay is always looking out for you to give convenience and ease in your life. Keeping that at the core, upay app has certain features that can ease some of your pains. You can now avoid the hassle of constantly calculating the charge on cash out and simply add the Cash Out charge, to give more ease for the receiver. Through a simple tap, Cash Out charge will be automatically calculated whenever you are sending money to another upay account. Use the app in either Bangla or English, and change between the two whenever you want. Much Better Transparency No need to take the hassle of sending screenshots to affirm a successful transaction. Now you can simply share the successful confirmation report in pdf format through any file sharing platforms. For further details, please visit our website at https://www.upaybd.com.

Ratings & reviews

3.5

195 ratings

5 ★ 51% 4 ★ 8% 3 ★ 7% 2 ★ 6% 1 ★ 28%

What’s new

Version 1.21.5 · Updated October 1, 2026

We’re excited to introduce the latest upay app release, designed to make your everyday digital payment experience smoother, faster, and more convenient. * Enhanced User Experience: Enjoy a more seamless and intuitive app experience. * Improved Performance: Experience faster responses and smoother navigation across the app.

App privacy

The developer, UCB Fintech Company Limited, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to upay: Finance and Payments

Looking for apps like upay: Finance and Payments? Here are 6 similar apps on the App Store. The highest rated is Citytouch (4.2/5), and all 6 are free to download.

upay: Finance and Payments vs. alternatives
App Rating Price Last updated Compare
upay: Finance and Payments 3.5 / 5 (195 ratings) Free October 1, 2026
DBBL Rocket 3.2 / 5 (692) Free Oct 8, 2026 Compare
UCB One 3.5 / 5 (373) Free Sep 24, 2026 Compare
CellFin 3.3 / 5 (345) Free Sep 17, 2026 Compare
NexusPay 3.1 / 5 (1,077) Free Sep 20, 2026 Compare
Citytouch 4.2 / 5 (1,874) Free Oct 11, 2026 Compare
BRAC Bank Astha 4.1 / 5 (965) Free Oct 8, 2026 Compare

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