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Screenshots

  • Affinity screenshot 1
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  • Affinity screenshot 3
  • Affinity screenshot 4

About Affinity

We are a fully digital financial institution committed to providing inclusive banking solutions for the majority. Key Features: • User-friendly interface: the Affinity app is designed for everyone in mind, ensuring a seamless and intuitive banking experience. • 24/7 banking: enjoy round-the-clock access to banking services at an affordable cost, right from your fingertips. • Licensed and regulated: rest assured, Affinity is licensed and regulated by the Bank of Ghana, prioritizing the security and trust of our users. • Affordable products: accessible to all and enjoyed by thousands, Affinity offers affordable current, savings, and investment accounts, along with loan options. • Account opening with KYC verification: join Affinity hassle-free with our streamlined KYC verification process. • Money transfers: seamlessly transfer funds between banks and mobile money accounts. • Bill payments: settle your bills effortlessly using our secure platform. • Investments: explore diverse investment opportunities to grow your wealth. • Support: our dedicated support team is ready to assist you whenever you need help. Key Products: • Daily Account: designed for your everyday banking needs, it is transactional and provides easy access to your funds. It works like a regular current account but has no monthly fees, and it gets you up to 3% in interest. All you need is your valid Ghana Card for account opening. • Growth Account: perfect if you’re looking to grow your savings, this account offers competitive interest rates and additional benefits. You can open a Growth Account once you have a Daily Account with us. • Future Account: fixed term deposit accounts that provide you with superior interest rates to enable you to build savings for future use. You can open a Future Account once you have a Daily Account with us. • Affinity Loans: a number of options for your business or personal needs. Our loans require proof of income and may require collateral depending on the amount. You will need to have a Daily Account to apply for a loan.

Ratings & reviews

4.6

1.5K ratings

5 ★ 81% 4 ★ 8% 3 ★ 5% 2 ★ 3% 1 ★ 3%

What’s new

Version 2.9.8 · Updated October 5, 2026

- Auto deposits: Make and schedule automatic deposits from your MTN or Telecel wallets into your savings anytime - QR codes & Payment links: Share your personalised QR code or payment link to easily receive payments from your contacts via wallet, bank transfer, or app - "For you": Get personalised updates, loan offers, account nudges, and smart recommendations tailored to your profile on your Home page

App privacy

The developer, Affinity Africa Finance Limited, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Phone Number, Name, Physical Address, Other User Contact Info
  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
  • Financial Info: Payment Info, Other Financial Info

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Alternatives to Affinity

Looking for apps like Affinity? Here are 6 similar apps on the App Store. The highest rated is myghpay (4.7/5), and all 6 are free to download.

Affinity vs. alternatives
App Rating Price Last updated Compare
Affinity 4.6 / 5 (1,524 ratings) Free October 5, 2026
GhanaPay Customer 3.2 / 5 (90) Free Jan 28, 2026 Compare
myghpay 4.7 / 5 (325) Free May 27, 2025 Compare
expressPay 4.1 / 5 (117) Free Oct 26, 2026 Compare
CalBank App 3.4 / 5 (162) Free Jun 3, 2026 Compare
Absa Ghana 2.9 / 5 (85) Free Sep 8, 2026 Compare
FirstBank Ghana Mobile App 2.7 / 5 (46) Free Jun 10, 2026 Compare

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