About Varo Bank: Online Banking
We are a real bank, built for the digital age. Member FDIC, backed by the full faith and credit of the U.S. Government ONLINE BANKING • Early payday⁵ • No monthly, minimum balance, or overdraft fees¹ • Send and receive money in minutes with Zelle®⁴ • 40k+ fee-free US Allpoint® ATMs² • Up to 3.75% APY on first $5,000, quals apply¹⁰ • 1.00% APY on additional balances • Auto-saving tools • Unlike many money apps, we’re a real bank INSTANT CASH ADVANCES • Borrow up to $250 today. Quals apply³ • Work up to $700 cash advances over time with direct deposit³ • Flat fee per cash advance LINE OF CREDIT • From $600 to $2,000. Avg $825. Quals apply⁹ • No interest, late fees, or penalties • Simple flat fees • Payment periods between 3 and 12 months FREE SECURED CREDIT CARD⁶ • No credit check, interest, annual fees, or minimum security deposit • Reported to Equifax, Experian, & TransUnion DOWNLOAD NOW! • Sign up for a Varo Bank Account in less than two minutes with no impact on your credit. ©2026 Varo Bank, N.A. All Rights Reserved. Member FDIC. ¹⁻¹⁰ See disclosures in app screenshots.
Varo Bank: Online Banking details
Varo Bank: Online Banking is a free Finance app for iPhone, iPad and iPod touch, developed by Varo Money inc. It is rated 4.9 out of 5 from 233,502 ratings on the App Store, requires iOS 16.4 or later and is 119 MB to download. It was first released on October 1, 2020 and last updated on September 14, 2026.
- Category
- Finance
- Rating
- 4.9 / 5 (233,502 ratings)
- Price
- Free
- Current version
- 4.40.0
- Size
- 119 MB
- Requires
- iOS 16.4 or later
- Compatibility
- iPhone, iPad, iPod touch
- Languages
- English
- Age rating
- 4+
- Released
- October 1, 2020
- Last updated
- September 14, 2026
- Developer
- Varo Money inc
Ratings breakdown
What’s new in Varo Bank: Online Banking
Big news: Zelle® has officially landed in the Varo app! Whether you’re paying a friend back for dinner, splitting rent, or chipping in for a group gift, you can now send and receive money in minutes,⁴ fee-free.
Version 4.40.0 · Updated September 14, 2026
Varo Bank: Online Banking app privacy
The developer, Varo Money inc, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Financial Info: Payment Info, Credit Info, Other Financial Info
- Location: Coarse Location
- Contact Info: Physical Address, Email Address, Name, Phone Number
- Identifiers: Device ID
- Diagnostics: Crash Data, Performance Data
Used for: Analytics, Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Contacts: Contacts
Used for: App Functionality
Alternatives to Varo Bank: Online Banking
Looking for apps like Varo Bank: Online Banking? Here are 6 similar apps on the App Store. The highest rated is OneBlinc Cash Advance (4.8/5), and all 6 are free to download.
OneBlinc Cash Advance
4.8 ★
Cash Advances starting at $50 - build your way up to $250 — Instant option, No Interest, No Late Fees Stuck before payday? OneBlinc advances the cash you nee...
Grid Money
4.6 ★
Keep more of your paycheck and get cash when you need it with Grid. No interest, credit checks, or late fees. Just a simple $10/month for Grid+. CASH ADVANCE...
VANSi - Cash Advance
4.7 ★
VANSi App provides financial wellness and stability insights into your daily balances, income, and upcoming expenditures that are at risk of overdrawing. VAN...
Get Paid Early: Cash Advance
4.6 ★
ACCESS YOUR PAY IN REAL TIME – NO LOANS, NO INTEREST OR HIDDEN FEES, NO STRESS Stream is the simplest way to access your paycheck before payday—completely st...
Cashably: Cash Advance, Credit
4.6 ★
Cashably helps you explore instant cash advance (4), and personal loan offers from participating providers, access financial tools that may support cash adva...
Gerald - Cash Advance
4.4 ★
Experience the power of smart shopping and instant financial flexibility. Use your approved advance to buy household essentials and everyday items from Geral...
| App | Rating | Price | Last updated |
|---|---|---|---|
| Varo Bank: Online Banking | 4.9 / 5 (233,502 ratings) | Free | September 14, 2026 |
| OneBlinc Cash Advance | 4.8 / 5 (14,675) | Free | Sep 14, 2026 |
| Grid Money | 4.6 / 5 (29,558) | Free | Sep 22, 2026 |
| VANSi - Cash Advance | 4.7 / 5 (28,684) | Free | Sep 3, 2026 |
| Get Paid Early: Cash Advance | 4.6 / 5 (7,462) | Free | Sep 9, 2026 |
| Cashably: Cash Advance, Credit | 4.6 / 5 (20,205) | Free | Sep 19, 2026 |
| Gerald - Cash Advance | 4.4 / 5 (31,276) | Free | Sep 25, 2026 |