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About IversusE

IversusE is a simple yet powerful budgeting and financial planning app designed to help you understand where your money is going and how major financial decisions affect your future. Manage income and expenses, estimate loan payments, and plan debt payoff strategies in one easy-to-use app. Features • Budget Calculator * Create and manage flexible income and expense budgets * Support for one-time and recurring budget items * Compare monthly income and expenses * See whether your budget is positive, balanced, or negative * View monthly and yearly balances * Archive completed items and reuse expired scheduled items • Credit Card Calculator * Estimate payoff dates * See total interest paid over time * Compare the impact of additional payments • Mortgage Calculator * Estimate monthly mortgage payments * Include property taxes and insurance * View total interest and total loan cost * Explore the impact of extra payments • Auto Loan Calculator * Calculate monthly payments * Include taxes, fees, trade-in value, and down payment * View total interest and total cost * Evaluate different financing scenarios • Simple and Practical * Designed for everyday financial planning * Easy-to-read results * Supports iPhone and iPad Whether you're creating a household budget, paying off debt, planning a mortgage, or evaluating an auto loan, IversusE helps you make more informed financial decisions. Disclaimer: This app provides estimates for educational and planning purposes only. Actual loan terms, taxes, fees, and financial results may vary.

What’s new

Version 4.3 · Updated September 5, 2026

• Introducing Budget 2.0 with flexible recurring and one-time budget items. • Added monthly balance tracking and yearly balance summaries. • Added support for archived and expired budget items, with the ability to reuse expired items. • Improved budget scheduling and month-to-month transitions. • Enhanced editing experience and overall usability. • Improved performance, stability, and bug fixes.

App privacy

The developer, NUMERICALPERSPECTIVES LTD. LIABILITY CO., reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Advertising Data

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID
  • Usage Data: Product Interaction, Advertising Data

Used for: Third-Party Advertising, App Functionality

Alternatives to IversusE

Looking for apps like IversusE? Here are 6 similar apps on the App Store. The highest rated is Qinghe Ledger: Voice & Bills (5.0/5), and 4 of the 6 are free to download.

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