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About Mox Bank

Before kick-starting your Mox experience, we’d like to introduce who we are. Mox is a digital bank backed by Standard Chartered, in partnership with HKT, PCCW and Trip.com.​ + Open an account in as fast as 3 minutes Open your account now from the convenience of your phone, all it takes is your HKID Card and Hong Kong address. No more queuing or pages and pages of documents to sign. And it’s free with no minimum balance requirements. + Get Mox Credit Card. It’s better than a credit card Apply for Mox Credit Card and get an application decision in real-time*, and once approved, start spending right away! There’s no annual fee and no minimum spend requirements. To borrow or not to borrow? Borrow only if you can repay! *In some circumstances, we may require you to provide supporting documents when you apply for Mox Credit Card. The approval time for Mox Credit Card is subject to individual circumstances. + Make expenses more manageable Mox Credit Card lets you split eligible transactions into more manageable instalments over a period of up to 60 months. You can also ‘Flip’ between spending from your Mox Account (debit) and Mox Credit Card on the same Mox Card, all it takes is a tap! + One Mox Card does it all Numberless, no expiry date or CVV on the physical card, reducing your risk of losing personal information. With the Mox Card, you can also withdraw cash at JETCO ATM for free. + No waiting, instant use Access your digital card right away using the Mox app or add it to Apple Pay. Use the card number in the app instantly for online purchases and more! + Every day is an interest-earning day Get closer to the Goals you're saving for with daily interest on all your money with Mox, no matter how small. Real-time monitoring of the daily interest paid to your Mox Account and Goals every day, even on weekends and public holidays. + Grow your savings your preferred way Set up your Saving Goals, name them as you like and track your progress in real-time. Use the Savings Calculator to automate your saving habits. + Move money on the go Pay, receive and request money from anyone, anywhere in Hong Kong. + Safety first Get instant notifications and 24/7 monitoring of all transactions. Strong encryption, biometric login, Lost Wallet and E-Commerce Fraud Protection – all to protect your account, transactions and personal information. + Your money protected Mox is a member of the Deposit Protection Scheme in Hong Kong with protection up to HKD800,000. + Customer Service – your way, the VIP way We are available 24/7, and wherever you need us. Reach us directly in the app using voice call or use the in-app chat. It's up to you. + Don’t just take our word for it: "Standard Chartered: Spearheading a cutting-edge virtual bank [..] redefining Hong Kong's financial sector. " - Fintech Magazine + Continued use of GPS and video/voice chat running in the background can dramatically decrease battery life. Mox Office Address: 39/F, OXFORD HOUSE, TAIKOO PLACE, 979 KING'S ROAD, QUARRY BAY, HONG KONG

Ratings & reviews

4.8

519 ratings

5 ★ 91% 4 ★ 5% 3 ★ 1% 2 ★ 1% 1 ★ 2%

What’s new

Version 2.70.0 · Updated September 16, 2026

Introducing Mox+ - your elevated banking experience. Mox+ offers exciting benefits making daily banking even easier, more rewarding and providing additional ways to grow your wealth with Mox.

App privacy

The developer, Mox Bank Limited, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction, Advertising Data, Other Usage Data
  • Diagnostics: Other Diagnostic Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID, User ID
  • Usage Data: Advertising Data, Product Interaction, Other Usage Data
  • User Content: Customer Support, Photos or Videos, Audio Data
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
  • Financial Info: Credit Info, Payment Info, Other Financial Info
  • Contacts: Contacts
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • Sensitive Info: Sensitive Info

Used for: Third-Party Advertising, Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Alternatives to Mox Bank

Looking for apps like Mox Bank? Here are 6 similar apps on the App Store. The highest rated is livi Bank (4.3/5), and all 6 are free to download.

Mox Bank vs. alternatives
App Rating Price Last updated
Mox Bank 4.8 / 5 (519 ratings) Free September 16, 2026
livi Bank 4.3 / 5 (60) Free Sep 24, 2026
WeLab Bank - HK Digital Bank 2.8 / 5 (12) Free Sep 12, 2026
EleBank(formerly Airstar Bank) 3.1 / 5 (74) Free Sep 24, 2026
inMotion by CNCBI 1.8 / 5 (28) Free Jul 25, 2026
螞蟻銀行(香港) 2.9 / 5 (8) Free Sep 3, 2026
Hang Seng Personal Banking 1.8 / 5 (90) Free Sep 25, 2026