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  • MoodWallet: Mind Your Money screenshot 1
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About MoodWallet: Mind Your Money

Many people who use MoodWallet say they start saving around 10% more once they build the habit. Not through strict budgets, but through awareness, reflection, and a system designed around how people actually behave. Money is the number one source of financial stress in the U.S. MoodWallet uses behavioral psychology to help you feel calmer and more in control while keeping more of your money. Just one minute a day can shift how you think about spending. MoodWallet doesn’t guilt you into budgeting. It helps you make better choices naturally. Why MoodWallet Works People often discover meaningful savings once they use MoodWallet consistently. Small mindset shifts add up, helping you keep more of what you earn without relying on willpower. Our daily check-ins take about 60 seconds and help you stay clear, intentional, and stress-free. MoodWallet is built on behavioral psychology, not shame or rigid rules. You get flexible guardrails and values-based categories instead of restrictive budgets. Core Features Daily Sessions: A guided one-minute routine to review recent expenses, reflect on what mattered, and understand your spending patterns. Expense Tracking: Connect your accounts securely and see all your spending automatically organized by category, merchant, and date. Values-Based Spending: Align purchases with what matters most to you through flexible categories that fit real life. Savings Goals: Set goals and receive gentle nudges that help you save more steadily over time. Weekly and Monthly Insights: Clear summaries and breakdowns that replace spreadsheets and budgeting overwhelm. Gentle Reminders: Supportive notifications that help you stay consistent without nagging. Designed for Financial Wellness MoodWallet helps reduce money anxiety by giving you clarity instead of guilt. A few minutes each week creates healthier habits, smarter decisions, and a more confident relationship with your money. Why Users Choose MoodWallet It’s easier than budgeting. It fits real life and adapts to your habits. Many people report saving around 10% more once they build the routine. You get more control with almost no friction. Trusted and Loved 4.8-star average in the App Store. Privacy-first design with secure, read-only connections. No complex setup and no spreadsheets required. Start Your Money Habit Today Download MoodWallet free and experience a calmer, clearer way to manage your finances. Save more, stress less, and feel better about your money—one minute at a time.

Ratings & reviews

4.8

146 ratings

5 ★ 94% 4 ★ 3% 3 ★ 1% 2 ★ 0% 1 ★ 3%

What’s new

Version 2.12.3 · Updated January 8, 2026

Allo is now called MoodWallet! We've rebranded and added many new features, including enhanced mini-courses, improved daily reviews, and more comprehensive behavioral psychology tools to help you build an even healthier relationship with money.

App privacy

The developer, Jomo Labs, LLC, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name
  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction
  • Financial Info: Other Financial Info
  • User Content: Other User Content, Customer Support

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data

Used for: App Functionality

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