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  • Банк Власний Рахунок: онлайн screenshot 1
  • Банк Власний Рахунок: онлайн screenshot 2
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About Банк Власний Рахунок: онлайн

Bank Vlasnyy Rakhunok — a digital bank for "Silpo" guests With my card, shopping at "Silpo" is super beneficial! More balobonus points for purchases, both personal and credit funds — all in your smartphone. You can open a virtual card in just 5 minutes using the Bank Vlasnyy Rakhunok app. Perks for shopping at "Silpo" with the Bank Vlasnyy Rakhunok card: • 1% back in balobonus points for food purchases • Free card top-ups at the cash registers • Cash withdrawals at all "Silpo" cash registers, unless there is an air raid warning How to get the card? • Download the Bank Vlasnyy Rakhunok mobile app • Verify your documents via the "Diia" app, fill out the form, and set your PIN • Get your virtual card in 5 minutes, add it to Apple/Google Pay, and use it immediately! • Want a physical one? Get it at the "Silpo" cash register, and the money for it will be refunded as balobonus points after the first purchase. Balobonus points: • 1% in balobonus points guaranteed for food purchases at "Silpo" • Use your balobonus points at "Silpo", MAUDAU, LOKO — quick food delivery as early as the next day after purchase • 1 balobonus = 1 UAH — for the maximal benefit! About credit: • Virtual credit card in your Apple/Google Pay wallet • Credit limit up to 100,000 UAH, with a grace period of up to 62 days • Interest rates during the grace period — 0.00001% per month • Interest rate after the grace period is 3% per month, with an annual equivalent of 43.1% Installment payments: • Installment payments for shopping from 500 UAH • I will refund the entire receipt amount to your card • Pay in equal installments over 3 months • Monthly commission — 2% About currency cards: • Opening a currency card in USD or EUR — free • Virtual card in the app without plastic • Cash top-ups through VST Bank and non-cash transfers from card to card — free • Convenient way to buy currency online without commission. Check the rate in the bank’s app • Currency converter — check the exchange rate online in the bank's app • Instant currency transfers to a foreign bank card, with a commission of only 1% About deposits: • Interest rates for UAH deposits with terms up to 12 months, ranging from 7% to 14.5% annually About "Nazbyratus": • Open "Nazbyratus" and save for your dreams — 5% per year, calculated daily • Free access to funds — deposit and withdraw whenever you want About payments and transfers: • 0.5% + UAH 5 fee for card-to-card transfers to cards issued by other Ukrainian banks using your own funds • 4% + UAH 5 fee for card-to-card transfers to cards issued by other Ukrainian banks using credit funds • Pay for utilities, electricity, and mobile top-ups with no commission • Smart expense tracking — track all expenses, bills, and finances Well, do you want to try? Download the Bank Vlasnyy Rakhunok app and get your card easily and online! Website: https://bvr.ua JSC "VST Bank". Banking license from the National Bank of Ukraine №204 from 16.09.2025, Ukraine, Kyiv

Ratings & reviews

4.4

50 ratings

5 ★ 82% 4 ★ 2% 3 ★ 0% 2 ★ 4% 1 ★ 12%

What’s new

Version 2.52.3 · Updated October 7, 2026

Підкрутили гайочки, підмастили шестерінки — застосунок тепер літає ще швидше А балобонуси нікуди не поділись: 1% з кожної покупки в «Сільпо» та на silpo.ua від банку. Навіть якщо товар зі знижкою. Навіть якщо платиш кредитними. Просто та вигідно! Банк для гостей «Сільпо»

App privacy

The developer, VST BANK JSCo, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Product Interaction, Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction
  • Financial Info: Other Financial Info
  • Location: Precise Location
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • User Content: Photos or Videos, Customer Support
  • Identifiers: User ID

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Advertising Data
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
  • Contacts: Contacts

Used for: Third-Party Advertising, Analytics, App Functionality

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Looking for apps like Банк Власний Рахунок: онлайн? Here are 6 similar apps on the App Store. The highest rated is Accordbank (4.9/5), and all 6 are free to download.

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