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About Finja

Apply for FINJA Card backed with Credit Line Finja App is a one stop financial solution for individuals, merchants and small businesses that addresses everyday payment and credit needs. Finja is an authorised electronic money institution regulated by the State Bank of Pakistan. Finja App makes it incredibly easy for employees of businesses to receive salaries in their Finja account and Apply for instant loans from Finja partner institutions Make payments to friends and family anytime, anywhere Add money to your wallet by simply submitting a request for Cash-In at doorstep You can add money by visiting nearby agents or any Internet Banking facility Pay your Utility bills and Recharge your network within few clicks Save your recipients in Quick Pay for performing future transactions in less clicks Make QR payments with the built in QR scanner Shop online from hundreds of merchants Remotely manage work chores like: An employee can apply for leaves An employee can extract salary slips An employee can view their attendance An HR/Line Manager can approve leaves An HR/Line Manager can view employee’s attendance An HR can approve expenses An HR can process salaries Set a secure Login PIN or simply add bio metric authentication Keep a record of your account’s activity in the Activity Feed Real-time notifications whenever you send or receive funds Download now and sign up using your mobile phone number and CNIC! What’s new? Bio metric Login Wallet to Wallet transfer Bank Transfer QR Payments Recharge Network Pay Utility Bills

What’s new

Version 3.9 · Updated January 25, 2024

Some bug fixes for better performance and user experience

App privacy

The developer, OPay Digital Services Pte.Ltd., reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location: Coarse Location

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Phone Number
  • Identifiers: User ID

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Other Usage Data
  • Location: Coarse Location
  • User Content: Photos or Videos
  • Identifiers: Device ID
  • Diagnostics: Crash Data

Used for: Analytics, App Functionality

Alternatives to Finja

Looking for apps like Finja? Here are 6 similar apps on the App Store. The highest rated is JS Mobile (4.6/5), and all 6 are free to download.

Finja vs. alternatives
App Rating Price Last updated Compare
Finja 2.3 / 5 (3 ratings) Free January 25, 2024
ABHI Bank 3.3 / 5 (38) Free Sep 23, 2026 Compare
JS Mobile 4.6 / 5 (249) Free Sep 22, 2026 Compare
Tasdeeq 3.5 / 5 (10) Free Oct 1, 2026 Compare
SadaPay: Money made simple 4.5 / 5 (1,288) Free Oct 10, 2026 Compare
Kuickpay 1.0 / 5 (2) Free Aug 21, 2026 Compare
Moneey App: Better Than A Bank 3.9 / 5 (44) Free Mar 10, 2026 Compare

Compare Finja with the top alternatives: ratings, updates, ASO score and keyword gaps →