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About M36

As our world becomes more digitally-connected, there's an increasing need for an innovative, dynamic, and on-demand solution to wealth management needs. M36 by Union Bank is poised to meet this need by delivering personalised online investment products and services. Our suite of tailored investment and lifestyle products and services has been carefully curated to help bring our users closer to their financial goals, M36 . Investments: Whether you're a first time investor, a seasoned professional, or you just want to track your investments more easily, we've got you covered with our simplified, user-friendly app. With our different returns percentages, from Eurobonds to Treasury Bills, we have created a very competitive and responsive platform that allows you to easily choose how you would like to invest, based on each your personalized risk profile. Introducing the Digital Concierge Our digital concierge service is available 24/7 to answer any questions you may have and help with all your investment needs, from building and growing your investment portfolio, to funding your wallet, and so much more. Investment Advisors: Our investment advisors are available to make the most of your investments and actively manage your portfolio if required. Life Essentials: From cash and asset backed loans to personal travel allowance to setting up a will, we’ve created a bouquet of solutions to help you live your best life without compromising your wealth goals. Wealth Management: Enjoy exclusive products and services with our wealth management service. We offer a bespoke service with investment advisors available to manage your investments. Our wealth management proposition is strictly by invitation. Contact our Concierge for more information.  NO deposit fees. NO monthly fees. Bank-level security. Welcome to M36 – the Freedom to Choose!

Ratings & reviews

4.0

7 ratings

5 ★ 71% 4 ★ 0% 3 ★ 0% 2 ★ 14% 1 ★ 14%

What’s new

Version 2.2.31 · Updated August 13, 2026

Improved security features

App privacy

The developer, Union Bank of Nigeria Plc, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name, Physical Address, Phone Number, Other User Contact Info
  • User Content: Customer Support
  • Usage Data: Product Interaction
  • Diagnostics: Performance Data, Crash Data, Other Diagnostic Data
  • Financial Info: Payment Info
  • Location: Precise Location
  • Identifiers: User ID, Device ID

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Alternatives to M36

Looking for apps like M36? Here are 6 similar apps on the App Store. The highest rated is Stacs - Save & Get Credit (5.0/5), and all 6 are free to download.

M36 vs. alternatives
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M36 4.0 / 5 (7 ratings) Free August 13, 2026
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