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Screenshots

  • Rubies screenshot 1
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About Rubies

Rubies is curated to power financial conversations between friends and brands across geographies. Payments, Banking and Lending in the way you send and receive messages.

Ratings & reviews

4.7

523 ratings

5 ★ 85% 4 ★ 7% 3 ★ 2% 2 ★ 2% 1 ★ 4%

What’s new

Version 5.1.6 · Updated September 14, 2026

• Save together with Esusu groups track contributions, see who has paid, and withdraw with ease • Business accounts create a business profile and manage your staff • Chat upgrades group invite links, chat backup, and easy sharing • Shop & pay browse shopfronts and track your orders • Manage loans and expenses right from the app • Refer friends and earn sharing is one tap away • A fresh new look, smoother performance, and bug fixes

App privacy

The developer, RUBIES MICROFINANCE BANK LIMITED, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Location: Precise Location
  • Contact Info: Email Address, Name, Phone Number, Other User Contact Info
  • Contacts: Contacts
  • User Content: Emails or Text Messages, Photos or Videos

Used for: App Functionality

Alternatives to Rubies

Looking for apps like Rubies? Here are 6 similar apps on the App Store. The highest rated is Sparkle – A Lifestyle Bank (4.4/5), and all 6 are free to download.

Rubies vs. alternatives
App Rating Price Last updated Compare
Rubies 4.7 / 5 (523 ratings) Free September 14, 2026
Dot Personal Banking App 3.8 / 5 (16) Free Oct 19, 2026 Compare
Sparkle – A Lifestyle Bank 4.4 / 5 (1,247) Free Oct 19, 2026 Compare
V by VFD 4.2 / 5 (964) Free Oct 6, 2026 Compare
NPF Microfinance Bank 3.8 / 5 (8) Free Oct 11, 2026 Compare
SafeHaven Mobile 4.4 / 5 (31) Free Aug 21, 2026 Compare
Page Financials 4.0 / 5 (64) Free May 22, 2026 Compare

Compare Rubies with the top alternatives: ratings, updates, ASO score and keyword gaps →