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Screenshots

  • Spentra screenshot 1
  • Spentra screenshot 2
  • Spentra screenshot 3
  • Spentra screenshot 4

About Spentra

A complete pay access solution designed to improve financial stability. Get early access to earned wages anytime, anywhere. Money Earned® from Spentra is an employer-sponsored benefit. It was designed from the ground up to provide employees with a better option to get and manage their pay. Money Earned® is our proprietary patented product that allows you instant access to up to 50% of your already earned net wages in advance of your paycheck date. Your money is sent directly to your own debit card or bank account. If your employer already offers Spentra, just download the app, link your debit card or bank account, and begin to manage the money you know you have. If your employer does not currently offer Spentra, just have them contact us at [email protected] and we will be glad to make that happen. Take control of your money and align what matters to you…today. MANAGE YOUR PAY FROM THE SPENTRA APP Enroll in minutes directly from the app Link your own debit card and bank account Choose how you receive your money: to your debit card or to your bank account See your available earned wages anytime Review your transfer history in the app Friendly and responsive customer support Our patented benefit, Money Earned® *Standard message and data rates from your wireless service provider may apply. The Money Earned® service is provided by Spentra, LLC. See the app for terms and any applicable fees.

Ratings & reviews

4.8

941 ratings

5 ★ 92% 4 ★ 4% 3 ★ 1% 2 ★ 0% 1 ★ 2%

What’s new

Version 15.5.1 · Updated September 10, 2026

We update the app regularly so we can make it better for you. The latest version contains bug fixes, usability, and performance improvements.

App privacy

The developer, Spentra, LLC, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Payment Info, Other Financial Info
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • User Content: Customer Support
  • Identifiers: User ID, Device ID

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data
  • Location: Precise Location

Used for: Analytics, App Functionality

Alternatives to Spentra

Looking for apps like Spentra? Here are 6 similar apps on the App Store. The highest rated is Stream: Workplace Finance (4.6/5), and all 6 are free to download.

Spentra vs. alternatives
App Rating Price Last updated
Spentra 4.8 / 5 (941 ratings) Free September 10, 2026
PaySurge 3.2 / 5 (17) Free May 12, 2026
Fuego: On-Demand Pay 4.2 / 5 (245) Free Dec 19, 2025
Stream: Workplace Finance 4.6 / 5 (684) Free Sep 29, 2026
Payday Today 1.0 / 5 (2) Free Jul 17, 2026
CloudPay – Free Sep 9, 2026
Zofi Cash 2.0 / 5 (4) Free Dec 3, 2024