Spentra
Spentra, LLC Finance iPhoneiPadiPod touch
Spentra is a free Finance app for iPhone and iPad by Spentra, LLC. Rated 4.8/5 from 941 ratings. Requires iOS 15.0. Updated September 10, 2026.
- Rating
- 4.8
- 941 ratings
- Price
- Free
- on the App Store
- Size
- 48 MB
- Age 17+
- Updated
- Sep 10
- 2026 · v15.5.1
Screenshots
About Spentra
A complete pay access solution designed to improve financial stability. Get early access to earned wages anytime, anywhere. Money Earned® from Spentra is an employer-sponsored benefit. It was designed from the ground up to provide employees with a better option to get and manage their pay. Money Earned® is our proprietary patented product that allows you instant access to up to 50% of your already earned net wages in advance of your paycheck date. Your money is sent directly to your own debit card or bank account. If your employer already offers Spentra, just download the app, link your debit card or bank account, and begin to manage the money you know you have. If your employer does not currently offer Spentra, just have them contact us at [email protected] and we will be glad to make that happen. Take control of your money and align what matters to you…today. MANAGE YOUR PAY FROM THE SPENTRA APP Enroll in minutes directly from the app Link your own debit card and bank account Choose how you receive your money: to your debit card or to your bank account See your available earned wages anytime Review your transfer history in the app Friendly and responsive customer support Our patented benefit, Money Earned® *Standard message and data rates from your wireless service provider may apply. The Money Earned® service is provided by Spentra, LLC. See the app for terms and any applicable fees.
Ratings & reviews
4.8
941 ratings
What’s new
Version 15.5.1 · Updated September 10, 2026
We update the app regularly so we can make it better for you. The latest version contains bug fixes, usability, and performance improvements.
App privacy
The developer, Spentra, LLC, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Payment Info, Other Financial Info
- Contact Info: Physical Address, Email Address, Name, Phone Number
- User Content: Customer Support
- Identifiers: User ID, Device ID
Used for: App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Diagnostics: Crash Data
- Location: Precise Location
Used for: Analytics, App Functionality
Alternatives to Spentra
Looking for apps like Spentra? Here are 6 similar apps on the App Store. The highest rated is Stream: Workplace Finance (4.6/5), and all 6 are free to download.
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PaySurge
3.2
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Fuego: On-Demand Pay
4.2
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Stream: Workplace Finance
4.6
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Payday Today
1.0
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CloudPay
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Zofi Cash
2.0
| App | Rating | Price | Last updated |
|---|---|---|---|
| Spentra | 4.8 / 5 (941 ratings) | Free | September 10, 2026 |
| PaySurge | 3.2 / 5 (17) | Free | May 12, 2026 |
| Fuego: On-Demand Pay | 4.2 / 5 (245) | Free | Dec 19, 2025 |
| Stream: Workplace Finance | 4.6 / 5 (684) | Free | Sep 29, 2026 |
| Payday Today | 1.0 / 5 (2) | Free | Jul 17, 2026 |
| CloudPay | – | Free | Sep 9, 2026 |
| Zofi Cash | 2.0 / 5 (4) | Free | Dec 3, 2024 |