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Screenshots

  • Petal Card screenshot 1
  • Petal Card screenshot 2
  • Petal Card screenshot 3
  • Petal Card screenshot 4

About Petal Card

Petal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly. Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they've never had it before. PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee. See our current APR ranges at https://www.petalcard.com PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. See our current APR ranges at https://www.petalcard.com MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses. STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money. BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify. GREAT RATES - Better technology means lower variable APR’s. See our current APR ranges at https://www.petalcard.com FEES? - Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2. UNBELIEVABLE - You actually read this far, thanks!

Ratings & reviews

4.7

10.9K ratings

5 ★ 87% 4 ★ 6% 3 ★ 2% 2 ★ 1% 1 ★ 5%

What’s new

Version 9.0.0 · Updated June 2, 2026

Various bug fixes and improvements

App privacy

The developer, Petal, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Payment Info
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • Identifiers: User ID, Device ID
  • Purchases: Purchase History
  • Usage Data: Product Interaction
  • User Content: Photos or Videos

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Location: Precise Location
  • Diagnostics: Crash Data, Other Diagnostic Data

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Alternatives to Petal Card

Looking for apps like Petal Card? Here are 6 similar apps on the App Store. The highest rated is X1 Card (4.9/5), and all 6 are free to download.

Petal Card vs. alternatives
App Rating Price Last updated
Petal Card 4.7 / 5 (10,900 ratings) Free June 2, 2026
NinjaCard® – Banking & Credit 4.3 / 5 (528) Free Aug 31, 2026
X1 Card 4.9 / 5 (12,115) Free Apr 15, 2026
Arro: Build & Grow Credit 4.6 / 5 (1,709) Free Sep 21, 2026
Seen Mobile - Build Credit 4.8 / 5 (31,306) Free Sep 22, 2026
Sparrow Card App 4.9 / 5 (3,419) Free Aug 10, 2026
Grow Credit 4.8 / 5 (10,120) Free Sep 16, 2026