Petal Card
Petal Finance iPhoneiPadiPod touch
Petal Card is a free Finance app for iPhone and iPad by Petal. Rated 4.7/5 from 10,900 ratings. Requires iOS 15.1. Updated June 2, 2026.
- Rating
- 4.7
- 10.9K ratings
- Price
- Free
- on the App Store
- Size
- 44 MB
- Age 4+
- Updated
- Jun 2
- 2026 · v9.0.0
Screenshots
About Petal Card
Petal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly. Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they've never had it before. PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee. See our current APR ranges at https://www.petalcard.com PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. See our current APR ranges at https://www.petalcard.com MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses. STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money. BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify. GREAT RATES - Better technology means lower variable APR’s. See our current APR ranges at https://www.petalcard.com FEES? - Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2. UNBELIEVABLE - You actually read this far, thanks!
Ratings & reviews
4.7
10.9K ratings
What’s new
Version 9.0.0 · Updated June 2, 2026
Various bug fixes and improvements
App privacy
The developer, Petal, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Payment Info
- Contact Info: Physical Address, Email Address, Name, Phone Number
- Identifiers: User ID, Device ID
- Purchases: Purchase History
- Usage Data: Product Interaction
- User Content: Photos or Videos
Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Location: Precise Location
- Diagnostics: Crash Data, Other Diagnostic Data
Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality
Alternatives to Petal Card
Looking for apps like Petal Card? Here are 6 similar apps on the App Store. The highest rated is X1 Card (4.9/5), and all 6 are free to download.
-
NinjaCard® – Banking & Credit
4.3
-
X1 Card
4.9
-
Arro: Build & Grow Credit
4.6
-
Seen Mobile - Build Credit
4.8
-
Sparrow Card App
4.9
-
Grow Credit
4.8
| App | Rating | Price | Last updated |
|---|---|---|---|
| Petal Card | 4.7 / 5 (10,900 ratings) | Free | June 2, 2026 |
| NinjaCard® – Banking & Credit | 4.3 / 5 (528) | Free | Aug 31, 2026 |
| X1 Card | 4.9 / 5 (12,115) | Free | Apr 15, 2026 |
| Arro: Build & Grow Credit | 4.6 / 5 (1,709) | Free | Sep 21, 2026 |
| Seen Mobile - Build Credit | 4.8 / 5 (31,306) | Free | Sep 22, 2026 |
| Sparrow Card App | 4.9 / 5 (3,419) | Free | Aug 10, 2026 |
| Grow Credit | 4.8 / 5 (10,120) | Free | Sep 16, 2026 |