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Screenshots

  • Upgrade - Mobile Banking screenshot 1
  • Upgrade - Mobile Banking screenshot 2
  • Upgrade - Mobile Banking screenshot 3
  • Upgrade - Mobile Banking screenshot 4

About Upgrade - Mobile Banking

Get easy and rewarding mobile banking all in one place! Open a high-yield savings account, check balances, pay bills, track cash back and manage loans, cards and more. Upgrade is a financial technology company, not a bank. • Track Rewards – Earn cash back rewards on credit card purchases¹ • Manage Credit Card, Personal Loan, Flex Pay buy now pay later, Upgrade Card, Auto Finance, Auto Refinance and Home Improvement accounts. Make payments and check your balance. • Sign up for Credit Health to monitor your credit score, get notified of changes, and use our simulator to see how different actions may impact your score. Share feedback at [email protected] Personal Loan offers shown assume an APR of 12% and a term of 36 months for Faster Payoff and 48 months for Lower Payment. Personal Loan offers are subject to approval. For more information on Personal Loans through Upgrade visit https://www.upgrade.com/personal-loans/. ¹ Purchases accrue cash back when you pay them back. Certain limitations apply. See Upgrade.com for full Upgrade Cash Back Rewards Program details. All loans, credit cards, personal credit lines, and checking and savings accounts are provided by Upgrade's bank partners (www.upgrade.com/bank-partners/). Upgrade Visa® Cards and Upgrade Visa® Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc. Upgrade, Inc. (NMLS #1548935) holds the following state licenses (upgrade.com/State-Licenses) and does business under the following DBAs (https://www.upgrade.com/dba). Upgrade is a financial technology company, not a bank (https://www.upgrade.com/help/about-upgrade/overview/is-upgrade-a-bank/).

Ratings & reviews

4.9

83.5K ratings

5 ★ 90% 4 ★ 7% 3 ★ 2% 2 ★ 0% 1 ★ 1%

What’s new

Version 1.34.0 · Updated September 15, 2026

We're constantly improving our app and working on the next exciting features!

App privacy

The developer, Upgrade, Inc., reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID, User ID
  • Financial Info: Payment Info, Other Financial Info
  • Contact Info: Physical Address, Email Address, Phone Number, Name

Used for: Analytics, App Functionality, Other Purposes

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction
  • Diagnostics: Crash Data

Used for: Analytics

Alternatives to Upgrade - Mobile Banking

Looking for apps like Upgrade - Mobile Banking? Here are 6 similar apps on the App Store. The highest rated is Upstart: Personal Loans + More (4.9/5), and all 6 are free to download.

Upgrade - Mobile Banking vs. alternatives
App Rating Price Last updated
Upgrade - Mobile Banking 4.9 / 5 (83,596 ratings) Free September 15, 2026
Upstart: Personal Loans + More 4.9 / 5 (44,997) Free Sep 21, 2026
Prosper: Personal Loans 4.8 / 5 (24,177) Free Jul 30, 2026
Avant 4.8 / 5 (123,706) Free Sep 15, 2026
Get Paid Early: Cash Advance 4.6 / 5 (7,523) Free Sep 9, 2026
OneMain 4.8 / 5 (97,388) Free Sep 21, 2026
NinjaCard® – Banking & Credit 4.3 / 5 (528) Free Aug 31, 2026