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About Optum Financial

Managing and paying for eligible health care expenses on the go has never been easier with the Optum Financial mobile app. Designed with unique features like receipt capture and e-sign dependent care certification, you can easily manage account details, access transaction history and view balances - giving you maximum control over you accounts and healthcare finances. Mobile features include: • Access to view and manage all Optum Financial benefit accounts • View account balances and transaction history • Pay providers or reimburse yourself for qualified out-of-pocket expenses • View and manage claims • Receive smart in-app alerts for claims requiring attention • Capture and upload claims documentation through photo capture technology • Quick access to previously submitted documentation • Connect with a live customer care representative via mobile chat 24/7 • Manage account preferences and add account users • Access eligible expenses listing Access Instructions You will need to have an Optum Financial or ConnectYourCare health account to use this app. If you are an Optum Financial or ConnectYourCare customer and need to update your account credentials, please visit www.optumfinancial.com. ABOUT OPTUM FINANCIAL: Optum Financial is advancing the way account holders save and pay for care, connecting the worlds of health and finance in ways that no one else can. Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Financial helps reduce costs while helping people make better health decisions– creating a better health care experience for our customers.

Optum Financial details

Optum Financial is a free Finance app for iPhone, iPad and iPod touch, developed by Optum Inc. It is rated 4.7 out of 5 from 28,921 ratings on the App Store, requires iOS 16.6 or later and is 24 MB to download. It was first released on December 15, 2017 and last updated on September 25, 2026.

Category
Finance
Rating
4.7 / 5 (28,921 ratings)
Price
Free
Current version
6.9.0
Size
24 MB
Requires
iOS 16.6 or later
Compatibility
iPhone, iPad, iPod touch
Languages
English
Age rating
4+
Released
December 15, 2017
Last updated
September 25, 2026
Developer
Optum Inc.

Ratings breakdown

5 stars 86% (24,730) 4 stars 9% (2,667) 3 stars 2% (455) 2 stars 1% (206) 1 star 3% (863)

What’s new in Optum Financial

bug fixes and enhancements

Version 6.9.0 · Updated September 25, 2026

Optum Financial app privacy

The developer, Optum Inc., reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • Identifiers: User ID

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Contact Info: Other User Contact Info
  • Identifiers: Device ID
  • Usage Data: Product Interaction, Other Usage Data
  • Diagnostics: Crash Data, Other Diagnostic Data
  • Financial Info: Payment Info
  • User Content: Photos or Videos

Used for: Analytics, App Functionality

Alternatives to Optum Financial

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Optum Financial vs. alternatives
App Rating Price Last updated
Optum Financial 4.7 / 5 (28,921 ratings) Free September 25, 2026
Transamerica Retirement App 4.2 / 5 (10,908) Free Apr 8, 2026
Voya 4.7 / 5 (189,615) Free Aug 9, 2026
T. Rowe Price Personal® 4.6 / 5 (22,952) Free Sep 17, 2026
Inspira Mobile™ 4.3 / 5 (38,705) Free Sep 4, 2026
Benefits by WEX 4.2 / 5 (12,559) Free Sep 15, 2026
Vanguard: Save, Invest, Retire 4.6 / 5 (177,477) Free Sep 16, 2026