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  • Naked Insurance screenshot 1
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About Naked Insurance

Naked is car, home, single item and pet insurance, run from an app and built to put you in control. Rose, our quote bot, asks a few quick questions about what you want to cover and 90 seconds later you've got a final price. Like it? Buy on the spot, get covered instantly and send your cover confirmation to your finance provider straight away. Need to claim? Do it straight from your phone. Everything is done in the app, any time, any day or night. A BIT MORE ABOUT NAKED - A final quote in 90 seconds, right here, right now. - Trusted by hundreds of thousands of South Africans - Accepted by all major banks - Underwritten by Hollard - Save up to 50% on your car premium when you're parked, with CoverPauseⓇ WHY NAKED - Cover for all your things: car, home contents, buildings, single items and pets, all in one app - Everything in the app: quote, buy, tweak your cover, download your confirmation of cover, or claim. No paperwork, no queues, no waiting for office hours. - A final quote in 90 seconds: Rose, our quote bot, does the heavy lifting. You get a price, not a range. Buy on the spot if you like it. - Great prices, thanks to smart tech: we've built Naked to run leaner than traditional insurers. Less admin, fewer overheads and those savings go straight into your premium. - You're in charge: set your basic excess upfront (flat, so no nasty surprises later), add car hire or credit shortfall, download your confirmation of cover, cancel any time. All in the app, in a few taps. - Faster claims, thanks to smart tech: chat to Jade, our claims bot, tell him what happened and let the app do the heavy lifting. Straightforward claims like a windscreen chip can be approved in minutes. When it's not straightforward, our team steps in. - An amazing team when you need them: if you'd rather talk to a person, our team is a message away and our 24/7 emergency line has you covered if you ever need help - The Naked Difference: we set aside most of what you pay to cover claims and take a set portion to run the business. Whatever's left at year end goes to a cause you choose, at no cost to you. Pick your cause in the app. Loving Naked? Grab your unique referral link in the app and earn up to R1,000 for every friend you bring along. THE LEGAL STUFF Naked Financial Technology Pty Ltd is an authorised Financial Services Provider (FSP 48822). Policies are underwritten by Hollard Specialist Insurance Limited, a Licensed Non-Life insurer and authorised Financial Services Provider (FSP 25511). Made it all the way down here? You'll fit right in. Get Naked.

Ratings & reviews

4.6

49 ratings

5 ★ 82% 4 ★ 8% 3 ★ 2% 2 ★ 0% 1 ★ 8%

What’s new

Version 2.4.17 · Updated September 14, 2026

- Minor bug fixes

App privacy

The developer, Naked Financial Technology (Pty) Ltd, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name, Physical Address, Phone Number
  • Identifiers: Device ID, User ID
  • Usage Data: Product Interaction
  • Location: Precise Location
  • User Content: Photos or Videos, Audio Data
  • Diagnostics: Crash Data

Used for: Developer’s Advertising or Marketing, Analytics, App Functionality

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