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About Franc: Save & Invest

Want to build wealth, but don’t know where to start? Franc helps you take control of your money with simple, goal-based saving and investing – no jargon, no guesswork, and no experience needed. Backed by trusted funds from Allan Gray, Sygnia and Satrix, regulated by the FSCA, and loved by thousands of South Africans. Here are some of the features to help you build wealth with confidence: START WITH A GOAL, GET A RECOMMENDED INVESTMENT STRATEGY Set a clear savings or investing goal and we'll recommend the right mix of funds for you, including cash and inflation-beating ETFs. START INVESTING WITH AS LITTLE AS R10 There are no minimums to start investing with Franc. Start small and work your way up. WITHDRAW AT ANY TIME All Franc investors get 4 free withdrawals every year. GET FULL VISIBILITY OF YOUR PORTFOLIO PERFORMANCE See exactly how your money’s performing, where it’s invested, and what you’re paying. SAFE, SIMPLE AND IN YOUR CONTROL No paperwork. No confusing terms. Just smart investing made for real people. BUILD MOMENTUM WITH STREAKS Build habits that stick. Get rewarded for every contribution with streaks and nudges to keep going. STAY MOTIVATED WITH BOOSTS Join challenges and complete actions to earn real rewards and build momentum with your money. LEARN AS YOU GROW Bite-size tips, explainers and coaching built right into the app, so you understand where your money’s going and why. Available to citizens of South Africa. Franc is a registered Financial Services Provider (FSP no. 49998).

Ratings & reviews

3.9

7 ratings

5 ★ 71% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 29%

What’s new

Version 5.13.3 · Updated September 5, 2026

Franc helps you save and invest your money towards your real life goals – from next year's family holiday to your long-term wealth. In this latest release, we've made some important back-end adjustments to increase security, improved your transaction statement experience so you know exactly where your money is allocated, and squashed some pesky UX bugs.

App privacy

The developer, Franc Group (Pty) Ltd, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Location: Precise Location, Coarse Location
  • Identifiers: User ID
  • Usage Data: Product Interaction, Other Usage Data
  • Financial Info: Payment Info, Other Financial Info
  • Contact Info: Physical Address, Email Address, Name, Phone Number

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Advertising Data
  • Identifiers: Device ID
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
  • Contact Info: Other User Contact Info

Used for: Developer’s Advertising or Marketing, Analytics, App Functionality

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