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  • Raiffeisen Smart Mobile screenshot 1
  • Raiffeisen Smart Mobile screenshot 2
  • Raiffeisen Smart Mobile screenshot 3
  • Raiffeisen Smart Mobile screenshot 4

About Raiffeisen Smart Mobile

Enjoy Raiffeisen Smart Mobile - smart banking - wherever you are! Here are some of the benefits of Raiffeisen Smart Mobile: • You can open your account and become a client straight from your phone, 100% online. • Intuitive interface: Easily find anything you need. • Secure authentication and authorization: Use PIN, fingerprint, or FaceID when registering your device. • Smart Hour - BNR exchange rates: Exchange between RON and EUR at the NBR exchange rate from Monday to Friday 10:00 - 11:00. • Application personalization: Personalize the Dashboard using a simple "drag & drop" feature. Optionally hide the balance for your accounts or change your username. • Instant payments: Send payments that reach the destination in 10 seconds. Available 24/7/365 for all banks enrolled in the instant payments system. • Saving Box: Automatically save money with every card payment and earn interest. Choose how much to save for each payment. • Smart Search: Easily find and repeat past payments. • Control over your cards: Block, reissue, or view your card PIN with just one touch. • Direct access to the Smart Market loyalty app: Get rewards such as cashback, discounts, vouchers, and loyalty points. • Future payments: Schedule future payments, set up direct debit bill payments, or save them as templates. • Access to products for your daily needs: Open current accounts, savings accounts, and term deposits with ease. Get a personal loan, Flexicredit, 100% online in about 10 minutes. • Smart investments: Purchase Raiffeisen Asset Management unit funds if you have already signed a contract and have the required documents. • Push notifications: Receive instant updates on money going in or out of your current accounts or payments made with your card. • Pay utility bills: Multiple convenient ways to pay utility bills, including quick payment, barcode scanning, direct debit, and pre-filled payment forms. Top-up your prepaid mobile plan as well! • Update personal data: Easily update necessary data directly within the application. No phone calls or bank visits required! These are just some of the benefits offered by Raiffeisen Smart Mobile! Make sure to always have the latest app version installed from the app store to enjoy all the continuously added new features.

Ratings & reviews

4.8

1.2K ratings

5 ★ 92% 4 ★ 4% 3 ★ 1% 2 ★ 1% 1 ★ 3%

What’s new

Version 2.0.54 · Updated October 3, 2026

We’ve updated the app to offer you an even better Smart Mobile experience. We’re constantly working to improve performance, sometimes we fix certain issues, and other times we make small adjustments so that everything works better for you.

App privacy

The developer, Raiffeisen Bank Romania S.A., reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Payment Info, Credit Info, Other Financial Info
  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data

Used for: Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID

Used for: Third-Party Advertising, Analytics, App Functionality

Alternatives to Raiffeisen Smart Mobile

Looking for apps like Raiffeisen Smart Mobile? Here are 6 similar apps on the App Store. The highest rated is George Romania (4.8/5), and all 6 are free to download.

Raiffeisen Smart Mobile vs. alternatives
App Rating Price Last updated Compare
Raiffeisen Smart Mobile 4.8 / 5 (1,250 ratings) Free October 3, 2026
ING HomeBank 4.7 / 5 (726) Free Sep 28, 2026 Compare
George Romania 4.8 / 5 (2,168) Free Sep 10, 2026 Compare
Salt Bank 3.4 / 5 (11) Free Sep 11, 2026 Compare
YOU BRD 4.8 / 5 (913) Free Sep 21, 2026 Compare
Raiffeisen Mobile Banking 4.8 / 5 (1,067) Free Oct 1, 2026 Compare
24pay 3.4 / 5 (27) Free Sep 10, 2026 Compare

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