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Screenshots

  • UnionBank Online screenshot 1
  • UnionBank Online screenshot 2
  • UnionBank Online screenshot 3
  • UnionBank Online screenshot 4

About UnionBank Online

This is more than just another banking app. This puts your bank in the palm of your hand. You don’t have to put your life on hold, when you can bank securely whenever you want to, from wherever you want. Get started by opening an account in-app, without ever having to step into a branch. Easily manage your accounts, your cards, transfer funds, pay your bills and more, with just the tap of your finger. Open an account + First Philippine bank that enables customers to open accounts through the app. + No need to visit the branch. + Choose between Personal Savings Account, PlayEveryday, Savings+, Lazada or GetGo. + Get a Visa debit card delivered to your home/office. + Immediately get a Lazada Virtual Debit card for online shopping. Deposit checks 24x7 + UnionBank checks clears after two hours – even during weekends and holidays. + Other bank's checks, follows industry cut-off and clearing hours. Securely manage your accounts + View all your accounts and credit card balances in one place. + Real-time monitoring of your savings, checking or debit/ATM card activities. + View your credit card spend, points and statements. + Lock/unlock, set limits and transactions controls on your Visa credit cards. + Keep tabs on your loan repayments. + Secured access enabled by OTP and biometrics. + Self-service password reset and profile unblocking. + Track your rank, view your points and access the leaderboards with PlayEveryday. + Create Goals and start saving up for that investment, emergency fund, or whichever you aspire to achieve. Easily Transfer Funds and Pay Bills + Transfer funds to anyone, to any bank, any time, without any enrolment or going to the branch. + Real-time crediting for transfers between your accounts or other UnionBank accounts. + Transfer to anyone for free with PESONet. Same or next business day crediting. + Transfer up to Php 50,000.00 to anyone with InstaPay. Real-time crediting for only PHP10. + Transfer your US Dollars to other local banks for only USD1! Made possible through PDDTS. + Pay your utility, phone, rent, school, and more. No need to enroll billers for payment. + Save accounts you frequently transfer to and bills you regularly pay. + Schedule recurring transfers and bills payments. No need to worry about due dates. + Send money to our partner Remittance Centers – Palawan Express, Cebuana Lhuillier, LBC & PeraHub. Request for Payments or Split Bills + Send payment requests to another UnionBank Online user with just their mobile number. No more sharing of account numbers. + Split bills with your friends on UnionBank Online. No more worksheets to compute who owes who and how much. + Generate your own QR code and have your friends scan the QR to pay. Schedule branch visit + Get ahead of the queue by scheduling your branch visit in the app. + Transact without any forms or signatures. Put all your transaction info on your scheduled visit. + Find the closest branch or ATM with the built-in locator. Other Features + Activate your new credit card. + Redeem your Credit Card points. + Check for promos and discounts in our Voucher Wallet + Do USD/PHP conversion and view real-time FX rates. Check our web version: https://online.unionbankph.com 2018 Best Retail Mobile Banking Experience by The Asset Magazine 2018 Online Banking Initiative of the Year by Asian Banking and Finance 2018 Best Technology Implementation - Front End by Retail Banker International (Highly Commended). UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at [email protected] or (+632) 841-8600. Member: PDIC. Maximum deposit insurance for each depositor: P500,000.

Ratings & reviews

4.8

3.8K ratings

5 ★ 89% 4 ★ 6% 3 ★ 1% 2 ★ 0% 1 ★ 3%

What’s new

Version 2.64.9 · Updated September 4, 2026

+ Set up your UnionBank Card in Apple Pay. Apple Pay is the easy, secure, and private way to make payments in-stores, in apps and on the web. + CyberSure Reminder – NEVER SHARE your personal info such as your password or OTP with anyone. Remember, UnionBank will not ask you to provide this info via call, email or SMS + Get an eGift when you refer friends for a credit card + Easily open another savings account + Search the catalogue to quickly find a specific reward

App privacy

The developer, UnionBank of the Philippines, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info: Email Address, Phone Number
  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Phone Number, Physical Address, Name, Other User Contact Info
  • Financial Info: Payment Info, Other Financial Info
  • Location: Coarse Location
  • Identifiers: Device ID, User ID
  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
  • Purchases: Purchase History
  • Contacts: Contacts
  • User Content: Photos or Videos

Used for: Developer’s Advertising or Marketing, Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Location: Precise Location

Used for: Analytics, App Functionality

Alternatives to UnionBank Online

Looking for apps like UnionBank Online? Here are 6 similar apps on the App Store. The highest rated is MariBank PH (SeaBank) (4.9/5), and all 6 are free to download.

UnionBank Online vs. alternatives
App Rating Price Last updated
UnionBank Online 4.8 / 5 (3,815 ratings) Free September 4, 2026
GoTyme Bank | Philippines 4.6 / 5 (223) Free Sep 25, 2026
MariBank PH (SeaBank) 4.9 / 5 (1,747) Free Sep 24, 2026
BDO Online 4.7 / 5 (10,660) Free Aug 24, 2026
Metrobank App 1.9 / 5 (189) Free Sep 23, 2026
Virtual Pag-IBIG 2.8 / 5 (13) Free Jun 5, 2026
Maya – savings, loans, cards 4.6 / 5 (3,908) Free Sep 24, 2026