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  • Utkarsh Mobile screenshot 1
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About Utkarsh Mobile

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move. Utkarsh Mobile App is your financial companion and available 24/7. With Utkarsh Mobile App, you can: Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time. Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others Pay Bills: Simplify your life and pay your bills promptly while on-the-go Open Fixed Deposits / Recurring Deposits at your convenience Update Nominee Details Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App Apply for loans – Opt for competitive interest rates on our array of Loans And much more options await you for your Banking needs! To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.

What’s new

Version 10.5 · Updated September 28, 2026

As part of our ongoing commitment to providing a secure, enhanced, and seamless digital banking experience, Utkarsh Bank is introducing a new version of its Internet Banking and Mobile Banking (IBMB) application. The existing Mobile Banking application will be discontinued effective 24 August 2026. Customers will be requested to upgrade to the latest version of the application available on the App Store.

App privacy

The developer, Utkarsh Small Finance Bank Ltd, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to Utkarsh Mobile

Looking for apps like Utkarsh Mobile? Here are 6 similar apps on the App Store. The highest rated is Stable Money: FDs & Bonds (4.7/5), and all 6 are free to download.

Utkarsh Mobile vs. alternatives
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