Monese - A banking alternative
Monese LTD Finance iPhoneiPadiPod touch
Monese - A banking alternative is a free Finance app for iPhone and iPad by Monese LTD. Rated 4.7/5 from 2,401 ratings. Requires iOS 15.0.
- Rating
- 4.7
- 2.4K ratings
- Price
- Free
- on the App Store
- Size
- 199 MB
- Age 4+
- Updated
- Sep 15
- 2026 · v11.6.1
Screenshots
About Monese - A banking alternative
Monese is the banking alternative you’ve been waiting for. We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash. Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts! Join over 2 million people and open a Monese mobile money account today. It’s simple, fuss-free and easy – so how does it work? • Open a GBP, EUR or RON account, straight from your phone • Easily switch between currencies and manage your money all in one place • Get a contactless Mastercard debit card you can use globally – online, in-store or at ATMs • Spend abroad with no extra fees on card spending and ATM withdrawals • Quickly send and receive money locally and internationally in multiple currencies • Create a virtual card and pay online or in-store for an extra layer of security • Open a joint account to easily spend, share and save with a loved one, roommate or friend With our feature-rich smartphone app, you’ll also get: • Real-time notifications: Instant updates whenever you use your account • A detailed spending overview: Full transparency around your transactions • Savings pots: Put money aside for something special • Apple Pay: A fast, easy and secure way to pay with your Apple Pay • Automatic Direct Debits and recurring payments: the easy way to pay for things like mobile phone contracts, rent, or gym memberships Plus, you can also: • Build your credit score: Use Credit Builder to grow your credit history and savings at the same time (UK only) • Link your PayPal account: Manage your PayPal balance and transactions from Monese, and add your Monese card to your PayPal wallet • Enjoy state-of-the art security features: 3D Secure, card locking, strong encryption and biometric login • Get instant account statements in PDF or XLS whenever you need Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and recurring payments, all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain. You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
Ratings & reviews
4.7
2.4K ratings
What’s new
Version 11.6.1 · Updated September 15, 2026
To get our app in tip-top shape, we’ve been busy making 20 bug fixes and improvements.
App privacy
The developer, Monese LTD, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers: User ID, Device ID
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Location: Coarse Location, Precise Location
- Identifiers: User ID, Device ID
- Usage Data: Product Interaction, Advertising Data
- Purchases: Purchase History
- Financial Info: Credit Info, Other Financial Info, Payment Info
- Contact Info: Physical Address, Email Address, Name, Phone Number
- User Content: Other User Content, Customer Support
- Contacts: Contacts
- Search History: Search History
Used for: Third-Party Advertising, Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality, Other Purposes
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
Used for: Analytics, App Functionality
Alternatives to Monese - A banking alternative
Looking for apps like Monese - A banking alternative? Here are 6 similar apps on the App Store. The highest rated is Starling - Mobile Banking (4.9/5), and all 6 are free to download.
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Starling - Mobile Banking
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Suits Me - Banking Alternative
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N26 — Love your bank
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bunq
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Lloyds Mobile Banking
4.9
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Monzo Bank - Mobile Banking
4.7
| App | Rating | Price | Last updated |
|---|---|---|---|
| Monese - A banking alternative | 4.7 / 5 (2,401 ratings) | Free | September 15, 2026 |
| Starling - Mobile Banking | 4.9 / 5 (2,769) | Free | Sep 21, 2026 |
| Suits Me - Banking Alternative | 4.7 / 5 (225) | Free | Sep 1, 2026 |
| N26 — Love your bank | 4.6 / 5 (11,941) | Free | Sep 22, 2026 |
| bunq | 4.4 / 5 (1,380) | Free | Sep 23, 2026 |
| Lloyds Mobile Banking | 4.9 / 5 (20,552) | Free | Sep 21, 2026 |
| Monzo Bank - Mobile Banking | 4.7 / 5 (5,669) | Free | Sep 24, 2026 |