Branch: A Better Payday
Branch Messenger Inc. Finance iPhoneiPadiPod touch
Branch: A Better Payday is a free Finance app for iPhone and iPad by Branch Messenger Inc. Rated 4.8/5 from 68,042 ratings. Requires iOS 17.0.
- Rating
- 4.8
- 68K ratings
- Price
- Free
- on the App Store
- Size
- 110 MB
- Age 4+
- Updated
- Oct 13
- 2026 · v2026.10.1
Screenshots
About Branch: A Better Payday
Welcome to a better payday. One with fast, flexible payout options for your earnings—whether that’s wages, tips, mileage reimbursements, direct deposit, or more. When your company offers Branch, you can receive a free digital bank account and debit card that you can take with you for life, plus free financial wellness tools right at your fingertips. And it’s all possible through our simple, 90-second signup. With your Branch account and card, you can save, spend, or send earnings however you like. SAVE Keep your money securely in the Branch digital wallet; with a dedicated Savings Goal feature you can even set aside funds for specific financial goals. SEND Send your money to external bank accounts if needed, or to peers by connecting other P2P apps. SPEND Use your Branch Card to shop in-person or online, pay for gas and groceries, and get cash for free at more than 55,000 ATMs. With Branch, you can… +Get Fast, Flexible Access to Your Earnings Branch pushes money into your account the moment your company pays you. No more waiting for bank delays or paper checks. +Create Your Own Payday If your employer opts in to earned wage access, you can advance up to 50% of your earned wages on-demand to cover unexpected expenses. +Enjoy Fee-Free Banking Options Say goodbye to overdraft charges, in-network ATM fees, and other hidden bank fees. +Access Free Financial Wellness Tools Earn cash back rewards on everyday spending, set aside funds for your unique savings goals, see personalized spending insights, and more. +Pay Bills Use Your Branch Card or digital wallet to pay for recurring bills, subscriptions, and automatic payments. +Transfer Money Easily Quickly move money between other bank accounts when needed. +Pay On the Go Contactless payments are easy to use by enabling Apple Pay or Google Pay. Sign up in 90 seconds or less and start accessing your earnings right away. Need help? Our responsive customer support (from real people!) can help you via phone or in-app chat. Banking Services provided by Evolve Bank & Trust, Member FDIC. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.
Ratings & reviews
4.8
68K ratings
What’s new
Version 2026.10.1 · Updated October 13, 2026
We’re constantly making improvements and creating new features based on your feedback. If something doesn’t look right, contact our support team through the app and we’ll take care of it ASAP. Here’s the latest round of updates we’re excited to share with you: • Bug fixes and performance improvements. Thanks for using Branch!
App privacy
The developer, Branch Messenger Inc., reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Email Address, Name, Phone Number, Physical Address
- Identifiers: User ID
- Financial Info: Other Financial Info, Payment Info
- User Content: Customer Support, Photos or Videos
- Usage Data: Product Interaction
- Location: Precise Location, Coarse Location
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
Used for: Developer’s Advertising or Marketing, Analytics, App Functionality
Alternatives to Branch: A Better Payday
Looking for apps like Branch: A Better Payday? Here are 6 similar apps on the App Store. The highest rated is ImmediatePay (4.9/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Branch: A Better Payday | 4.8 / 5 (68,042 ratings) | Free | October 13, 2026 | |
| ImmediatePay | 4.9 / 5 (7,927) | Free | Oct 9, 2026 | Compare |
| Get Paid Early: Cash Advance | 4.6 / 5 (8,022) | Free | Oct 12, 2026 | Compare |
| Grid Money | 4.6 / 5 (29,962) | Free | Oct 12, 2026 | Compare |
| OneBlinc Cash Advance | 4.8 / 5 (15,212) | Free | Oct 13, 2026 | Compare |
| SoLo Funds: Lend & Borrow | 4.4 / 5 (41,525) | Free | Sep 14, 2026 | Compare |
| NinjaCard® – Banking & Credit | 4.3 / 5 (542) | Free | Oct 13, 2026 | Compare |