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  • Privacy.com: Virtual Cards screenshot 1
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About Privacy.com: Virtual Cards

Stop exposing your credit or debit card information and protect your online payments with Privacy. Join over 250,000 users who have saved millions of dollars by using Privacy to block unwanted charges from compromised cards, overcharging, hidden fees, and forgotten subscriptions. Getting started with Privacy is simple: create your account, verify your information, securely link your bank account or debit card, and request your first virtual card. Start shopping and enjoy the added layer of protection Privacy provides to protect you from payment card theft and fraud. Benefits: - Shield your true financial information: Our Privacy Cards mask your debit card or bank account number to help protect you from card theft and fraud. Pay with greater privacy and security anytime, anywhere on desktop or on mobile. - Create merchant-locked and one-time-use cards: Our cards automatically "lock" to the first merchant they are used at, so if the merchant is ever breached, the card number can never be used anywhere else. You can also create one-time-use cards that automatically close after a single transaction. - Take complete control over your spending: Set customizable spending limits to prevent overcharging and block hidden fees—perfect for managing subscriptions and recurring expenses. If a transaction goes over the limit, we will automatically decline it. - Leverage real-time transaction monitoring: Receive notifications any time a Privacy Card is used. Easily pause, unpause, and close Privacy Cards any time with just one push of a button. Privacy’s core product is free to use on domestic transactions, because, like other card companies, we collect transaction fees from merchants. Privacy Cards can be used at most merchants that accept credit and debit cards. The security of our users’ personal information and data is critical to everything that we do at Privacy. You can review our security policies at https://privacy.com/security. Read about us in Forbes, Wirecutter, and The Wall Street Journal! For support, questions, or more information, please contact us at [email protected].

Ratings & reviews

4.5

7.1K ratings

5 ★ 84% 4 ★ 4% 3 ★ 1% 2 ★ 1% 1 ★ 9%

What’s new

Version 3.3.31 · Updated September 30, 2026

Bugfixes and improvements

App privacy

The developer, Pay With Privacy, Inc., reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name, Physical Address, Phone Number
  • Identifiers: User ID, Device ID
  • Location: Coarse Location
  • Usage Data: Product Interaction
  • Purchases: Purchase History
  • Financial Info: Payment Info, Other Financial Info
  • Diagnostics: Crash Data, Other Diagnostic Data
  • Other Data: Other Data Types

Used for: Developer’s Advertising or Marketing, Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Other Data: Other Data Types

Used for: Analytics

Alternatives to Privacy.com: Virtual Cards

Looking for apps like Privacy.com: Virtual Cards? Here are 6 similar apps on the App Store. The highest rated is X1 Card (4.9/5), and all 6 are free to download.

Privacy.com: Virtual Cards vs. alternatives
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Privacy.com: Virtual Cards 4.5 / 5 (7,160 ratings) Free September 30, 2026
X1 Card 4.9 / 5 (12,119) Free Apr 15, 2026 Compare
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CardPointers for Credit Cards 4.7 / 5 (10,350) Free Oct 13, 2026 Compare
CardValet 4.6 / 5 (18,751) Free Aug 3, 2026 Compare

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