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  • Oro Money | Gold Loans at home screenshot 1
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  • Oro Money | Gold Loans at home screenshot 5

About Oro Money | Gold Loans at home

Looking for a gold loan that's quick, convenient, and tension-free? With Oro Money, you can get instant gold loans at your doorstep & at our branches with the highest per gram gold rate and low interest rates.
💰 Your gold loan amount is credited to your account within 30 minutes by our banking partner, Federal Bank. Your gold jewellery is stored securely in bank lockers and insured by New India Assurance.
Now available across Chennai, Bangalore, Hyderabad, Pune and Vijayawada
What can you do with the Oro app?
1.💰 Request a Gold Loan – Apply for instant gold loans effortlessly.
2.📆 Schedule Appointments – Get your gold valued by an Oro agent.
3.🗞️ Choose Plans – Pick interest rates and per gram gold rates tailored to your needs.
4.💸 Manage Loans – Check interest, pay via UPI, debit card, or Net Banking.
5.🚚 Request Jewellery Release – Have your jewellery delivered back to you.
6.📳 Stay Updated – Get notifications about jewellery safety and payments.
Why Oro for your gold loan?
1.🏦 Bank Loans, Bank Storage – Oro’s gold loans are provided by Federal Bank, offering low interest rates and secure bank locker storage.
2.⏬ Low Interest Rates – Starting at 0.83% per month (9.90% p.a.), with flexible repayment options.
3.⏫ Highest Per Gram Gold Rate – Unlock maximum value from your gold.
4.🤥 No Hidden Charges – No processing, foreclosure, or appraisal fees.
5.🚫 Simple Interest Only – Transparent interest calculation with no compounding.
6.😌 Hassle-Free Process – Just 3 steps: Book, Value, and Transfer.
7.😄 Customized Solutions – Choose plans based on interest rate, loan tenure, and payment frequency.
8.👍🏼 100% Insurance – Jewellery insured from pick-up to delivery.
9.📲 Manage Loans On-the-Go – Use the Oro app to track payments and renew loans.
10.🤳🏼 One-Click Jewellery Release – No delivery fees for returning your jewellery.

Oro 3 step gold loan process:

Book Appointment —> Get Gold Valued —> Receive Money

With Oro, you get a gold loan that's transparent, secure, and tailored to your needs. Whether you're in Chennai, Bangalore, Hyderabad, Pune or Vijayawada. Oro ensures you get the most value for your gold with instant gold loans delivered to your doorstep.
📩 Have questions? Email us at [email protected].

What’s new

Version 5.2.3 · Updated August 28, 2026

We update the Oro app as often as possible to make your doorstep gold loan experience even faster and easier. Every update includes improvements in performance and reliability. Love using the Oro app? Rate us!

User reviews

Madrasi Jibran
Madrasi Jibran
user-friendly
Praveen Kumar
Praveen Kumar
good
kasi vali
kasi vali
oro gives excellent service
Shafiullakhan Sfkhan
Shafiullakhan Sfkhan
very nice and good
Pudiyakondasai Leela kumari
Pudiyakondasai Leela kumari
nice
Durga Prasad Suroju
Durga Prasad Suroju
excellent service thanks oro gold loans

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