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About ZET — Build your CIBIL Score

Start building your CIBIL Score today
with Magnet FD credit card

What is Magnet? 🤔🧲

It is an FD based credit card which is exclusively available on ZET.

What does it mean ?

It means you can enjoy all the benefits of both an FD and a credit card, while simultaneously building your CIBIL score as well.

You can get this card by making a RBI secured minimum ₹5000 FD with SBM Bank in India.

The credit card limit is 90% of your FD amount. You can spend that responsibly without even breaking your FD, and while earning interest on it as well.

Why Choose Magnet? 🤔❓

1️⃣ CIBIL Builder: Ideal for those with poor or no CIBIL score. Build it effortlessly with Magnet.

2️⃣Security of RBI: Your money is protected by the Deposit Insurance and Credit Guarantee Corporation (DICGC), a wholly owned subsidiary of RBI

3️⃣Joining Benefits: Upon card approval, you'll unlock a range of world-class welcome benefits exceeding ₹21,000 in value.

📺OTT Benefits: Disney+ Hotstar, SonyLiv, Zee5 & 38 others with OTTPlay
🛫️Travel Benefits: International & Domestic Flights, Bus Tickets, Uber Discounts
🍴 Food & Dining: Swiggy, Dominos & Pizza Hut
👕 Lifestyle/Clothing: Myntra, Ajio, Puma
🎵 Music Streaming: GaanaPlus
📰 News & Knowledge: The Hindu
🪙 In-app Currency: Zcoins worth ₹100

4️⃣Shopping Rewards: From daily groceries to designer clothes, get up to 10% rewards with our range of vouchers. Available across all leading brands like Flipkart, Amazon, Myntra, Swiggy etc.

5️⃣Lifetime Free: No renewal fee, no hidden charges. Enjoy a lifetime free card with Magnet.

6️⃣ Easy application: No need for an existing CIBIL score or income proof to apply.

Where to Get Magnet? 🤔🧲

Magnet FD Credit card is exclusively available on ZET. You can avail all its joining benefits and rewards over there as well. Download ZET to apply for your Magnet Credit Card today.

💡Also on ZET

➡️Credit Score Companion

Wondering how to check your CIBIL score? Gain control of your credit health with our insightful online credit score check features.

✅Check free Credit score by ZET
✅Analyse factors impacting your CIBIL score
✅Obtain free Credit report as well

📌Who We Are

At ZET, we believe in financial flexibility, empowerment & inclusion.
Using innovative methods, we aim to solve the problem of credit accessibility in India.

📌Compliance you can Count on

We follow International standards of Data Safety.

✅CISA Certified
✅InfoSec Certified
✅ISO 27001 Certified

Refer to our detailed privacy policy here: https://zetapp.in/privacy-policy

📌Industry-Leading Bank Collaboration

We are trusted by:
YES Bank, AXIS Bank, IndusInd Bank, Bank of Baroda, IDFC FIRST Bank, American Express & many others.

📌Track Record of Trust

In a span of just two years, we have raised 3 successful rounds of funding from the most renowned names in the industry.🏆

We are backed by the very best. Our investors are:

🏦Sequoia Capital, General Catalyst, WaterBridge Ventures, Nexus Ventures
🧠Kunal Shah – Founder, CRED
🧠Gaurav Munjal – Founder, UNACADEMY
🧠Aakrit Vaish – Co-Founder, HAPTIK
🧠Harshil Mathur – Founder, RAZORPAY
🧠Vidit Aatrey – Founder & CEO, MEESHO
🧠Amrish Rau – CEO, PINELABS
🧠Lalit Keshre – CEO, GROWW
🧠Gokul Rajaram – Product, DOORDASH

📌Making Headlines for Making a change

We are featured in:
🗞️mint
✒️INC42
🗞️YourStory
🗞️Business Standard
✒️The Economic Times

➡️Ask us Anything

No matter where you are in your journey, we're here to help. Get all the assistance you need at [email protected] or +91-9910992875.

A brighter financial future awaits you at ZET.
Start building your CIBIL score today.

Download the app Now!🌟

What’s new

Version 2.72.0 · Updated September 23, 2026

ZET just got better! We’ve made a few exciting improvements to the app to make your experience smoother, faster and more reliable. This update also includes bug fixes and general performance improvements

User reviews

MOHAMMED 8055
MOHAMMED 8055
My finances took a hit during the pandemic, and so did my credit score. Magnet FD Credit Card helped me rebuild my score and regain financial stability.
Pathan Rashida
Pathan Rashida
Best credit cards fast approval
Maurishka Malhotra
Maurishka Malhotra
This app is so good for building CIBIL score and shopping rewards!!! It is a great credit card companion too.
0301 sanvi malhotra
0301 sanvi malhotra
Amazing app!! I can enjoy benefits of FD and credit card both!! Has excellent OTT benefits too! Wow!
Tanmay Mathur
Tanmay Mathur
Got the best Ott benefits 👍
Alex Das
Alex Das
what an amazing app bro, love the functioning of this app, the interface the, information system, like everything is soo good and apart from the way it helped me in getting my cibil score right with damn good benefits, Love this app !!

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